Loudoun County property record for 42673 Cochrans Lock Dr, Ashburn, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,056 sqft · built 2006 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Apr 2019) |
| Tax Bill | $13,316 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-18-8210-000 |
| Primary APN | 156-18-8210-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,056 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Basement Area | 1,920 sqft |
| Finished Basement | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42673 COCHRANS LOCK DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VILLAGE OF WAXPOOL SEC.1 LOT 21 200607270064706 200603130022485 |
| Legal Subdivision | WAXPOOL |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 611022 |
42673 Cochrans Lock Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42673 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FIDELITY FUNDING GROUP |
| Jul 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Apr 30, 2019 | Warranty Deed, Transfer PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Aug 19, 2016 |
| Deed Document Number | 201921566 |
| Prior Transfer Date | Jul 29, 2016 |
| Prior Transfer Doc | 0000054156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42673 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000018907 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102160018907 |
| Name | FIRST FIDELITY FUNDING GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42673 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000078413 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 202107200078413 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 30, 2019 |
| Property Address | 42673 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20190430021566 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 21566 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42673 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20190430021567 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 21567 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 42673 Cochrans Lock Dr was $13,316.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,316.00 | $1,654,240 Land $441,500 Building $1,212,740 | $1,654,240 Land $441,500 Building $1,212,740 |
| 2023 | $12,679.00 | $1,449,140 Land $426,500 Building $1,022,640 | $1,449,140 Land $426,500 Building $1,022,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42673 Cochrans Lock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42673 Cochrans Lock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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