4267 Ray Wise Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 4267 Ray Wise Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,922 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2022 Sale Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1307O-01-011.001`

Property Details

APN / Parcel Number

Primary APN	`1307O-01-011.001`
Alternative APN	`099447`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,922 sqft Adjusted Area
1st Floor Area	2,075 sqft
2nd Floor Area	353 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	1,238 sqft
Parking Spaces	5 Parking Spaces
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	099447
Street Address	4267 RAY WISE DR
City	BILOXI
State	MS
Zip	39532-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC(C) BEG AT INTER OF W MAR OF HWY 67 & S LINE OF LOT 2 BLK 24 PARADISE FOUND FRUIT & TRUCK FARMS SUB W 92 FT M/L N 17 DG W
Legal Range	09
Legal Township	06
Legal Section	32
Legal Subdivision	PARADISE FOUND FRUIT & TRUCK F
Legal Block	24
Legal Lot Number	2,1
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3016
Census Tract	3406

Owner

4267 Ray Wise Dr is owned by an individual who acquired it in August 2022.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1816 SEASHORE AVE, OCEAN SPRINGS, MS 39564-6052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer
Dec 10, 2018	Deed of Trust, Mortgage · FHA Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Deed Document Number	2022-0006975-D-J2
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 31, 2022
Property Address	4267 RAY WISE DR, BILOXI, MS 39532-8836
Document Number	20220006975DJ2
Instrument Date	Aug 30, 2022
Instrument	2022-0006975-D-J2
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4267 RAY WISE DR, BILOXI, MS 39532-8836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 SEASHORE AVE, OCEAN SPRINGS, MS 39564-6052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4267 RAY WISE DR, BILOXI, MS 39532-8836
Transaction Type	Mortgage
Record Updated	Jan 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180003611TJ2
Date	Dec 10, 2018
Instrument	2018-0003611-T-J2

Lender

Name	WHITNEY BANK
Type	Bank
Address	BILOXI, MS 39532

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 8, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 4267 Ray Wise Dr was $2,730, down 1.7% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (-1.69%)	$23,692	$157,949 Land $18,976 Building $138,973
2024	$2,777.00 (-0.5%)
2023	$2,791.00 (+215.72%)	$24,138	$160,916 Land $17,250 Building $143,666
2022	$884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4267 Ray Wise Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2019–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4267 Ray Wise Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 93% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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