4267 Harbor Watch Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4267 Harbor Watch Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,325 sqft · built 2002
Lot Size	0.679 acres (29,577 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2019)
Tax Bill	$3,639 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4605-54-9775`

Property Details

APN / Parcel Number

Primary APN	`4605-54-9775`
Alternative APNs	`460515549775` `273149` `78421`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	29,577 sqft (0.679 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	273149
Street Address	4267 HARBOR WATCH DR
City	DENVER
State	NC
Zip	28037-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#19 LOT HARBOR WATCH S-2
Legal Subdivision	HARBOR WINDS
Legal Lot Number	19
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

4267 Harbor Watch Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4267 HARBOR WATCH DR, DENVER, NC 28037-9302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Apr 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	2019593747
Deed Book / Page	2823 / 835
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 14, 2019
Property Address	4267 HARBOR WATCH DR, DENVER, NC 28037-9302
Document Number	2823835
Book / Page	002823 / 000835
Instrument Date	Jun 7, 2019
Instrument	593747
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4267 HARBOR WATCH DR DENVER NC 280379302, DENVER, NC 28037-9302

Mortgage

Document Number	2823837
Date	Jun 14, 2019
Book Page	002823/000837
Instrument	593748

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 12, 2017
Property Address	4267 HARBOR WATCH DR, DENVER, NC 28037-9302
Document Number	2658639
Book / Page	002658 / 000639
Instrument Date	Apr 10, 2017
Instrument	561325
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4267 HARBOR WATCH DR DENVER NC 280379302, DENVER, NC 28037-9302

Tax Assessment & Valuation

The 2026 property tax bill for 4267 Harbor Watch Dr was $3,639.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,639.00	$574,721 Land $68,000 Building $506,721	$574,721 Land $68,000 Building $506,721
2023	$3,585.00	$574,721 Land $68,000 Building $506,721	$574,721 Land $68,000 Building $506,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4267 Harbor Watch Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4267 Harbor Watch Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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