426646 E 1040 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 426646 E 1040 Rd, Checotah, OK 74426

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,216 sqft · built 1994
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Jun 2006)
Tax Bill	$340 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`460010652`

Property Details

APN / Parcel Number

Primary APN	`460010652`
Alternative APN	`0000-20-12N-18E-1-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1994
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Manufactured
Foundation Type	Block
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Deck Area	32 sqft
Shed	1 Shed
Shed Area	64 sqft
Pole Barn	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460010652
Street Address	426646 E 1040 RD
City	CHECOTAH
State	OK
Zip	74426-5325
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	NE NW NE SEC 20-12-18 720/433 745/443 '94 SPIRIT TAG#H331552 ID#SCAR29468036779 T#723694223012D
Legal Range	18E
Legal Township	12N
Legal Section	20
Legal Subdivision	UNPLATTED
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1008
Census Tract	779602

Owner

Source: McIntosh County records · APN 460010652

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	426646 E 1040 RD, CHECOTAH, OK 74426-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2006 · Amount on Record
Deed Sale	Jun 06, 2006 · Amount on Record
Deed Document Number	2006-161942
Deed Book / Page	0745 / 443
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	426646 E 1040 RD, CHECOTAH, OK 74426-5325
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1034/720
Date	Jul 10, 2018
Book Page	1034/720
Instrument	2018-004013

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 06, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$340.00 (-0.29%) Homeowner's exemption	$4,855 (-) Land $1,133 Building $3,722	$51,379 (+12.96%) Land $13,850 Building $37,529
2024	$341.00 (+12.17%) Homeowner's exemption	$4,855 (+6.1%) Land $1,100 Building $3,755	$45,484 (+9.34%) Land $10,000 Building $35,484
2023	$304.00 Homeowner's exemption	$4,576 Land $1,100 Building $3,476	$41,599 Land $10,000 Building $31,599

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 15, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Oklahoma Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 2 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCINTOSH CO. RWD #5 serves 1,900 people
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.