4266 State St, Saginaw, MI 48603 Property Records

Saginaw County property record for 4266 State St, Saginaw, MI 48603

Property Summary

Property Type	Commercial
Details	3,792 sqft · built 1978
Lot Size	0.436 acres (18,992 sqft)
Owner	Company Name on File
Last Sale	$267,000 (Jan 2026)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-16-4117-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-16-4117-000`
Alternative APN	`124164117000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,792 sqft Total Area
1st Floor Area	1,896 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1981
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	142 ft deep x 133 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4266 STATE ST
City	SAGINAW
State	MI
Zip	48603-4035
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-1
Legal Description	LOT 4 AND LOT 15 BLK.2. MUEHLENBECK SUB SEC 16 T12N R4E 04/27/2017-LOT ENHANCEMENT OF LOT 15
Legal Range	04E
Legal Township	12N
Legal Section	16
Legal Subdivision	MUEHLENBECK SUB
Legal Block	2
Legal Lot Number	4,15
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2010
Census Tract	10402

Owner

4266 State St, a commercial property, is owned by a company that bought it in January 2026.

Source: Saginaw County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4849 MACKINAW RD, SAGINAW, MI 48603-7247
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK
Jan 2, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Prior Sale	Jan 25, 2011 · Amount on File
Deed Document Number	2026108
Prior Transfer Date	Nov 8, 2008
Prior Transfer Doc	0000033074
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Sep 4, 2026
Property Address	4266 STATE ST, SAGINAW, MI 48603-4035
Document Number	0000022675
Instrument Date	Sep 3, 2026
Instrument	202622675
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4849 MACKINAW RD, SAGINAW, MI 48603-7247

Mortgage

Document Number	0000022675,
Date	Sep 4, 2026
Instrument	202622675

Lender

Name	ISABELLA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 2, 2026
Property Address	4266 STATE ST, SAGINAW, MI 48603-4035
Document Number	0000000108
Instrument Date	Jan 1, 2026
Instrument	2026000108
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$2,002.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4266 STATE ST, SAGINAW, MI 48603-4035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 MACKINAW RD, SAGINAW, MI 48603-7247

Tax Assessment & Valuation

The 2025 property tax bill for 4266 State St was $7,860, up 1.4% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,600 (+6.55%)	$335,200 (+6.55%)
2025	$7,860.00 (+1.37%)	$157,300	$314,600
2024	$7,754.00
2023		$183,900	$367,800
2022	$6,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4266 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4266 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber.

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