Lorain County property record for 42657 N Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,428 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $48,500 (2011) |
| Tax Bill | $4,216.00 (2025) |
| Primary APN | 06-21-004-101-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,428 sqft Living Area |
| 1st Floor | 1,050 sqft 1st Floor |
| 2nd Floor | 252 sqft 2nd Floor |
| Attic Area | 504 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 43,560 sqft (1 acres) |
| Depth X Width | 401 ft x 99 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 24 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 204 sqft Porch |
| Pole Structure | 3,366 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 42657 N RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEWBERRY TRACT |
| Legal Subdivision | NEWBERRY |
| Legal Tract | 21 |
| Legal Block | 101 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 70200 |
Source: Lorain County records · APN 06-21-004-101-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42657 N RIDGE RD, ELYRIA, OH 44035-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| May 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2011 · Amount on Record |
| Deed Sale | Jul 01, 2011 · Amount on Record |
| Prior Sale | Jul 01, 2011 · Amount on Record |
| Deed Doc Number | 0000377870 |
| Last Transfer Date | May 18, 2017 |
| Transfer Doc | 0000629945 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42657 N RIDGE RD, ELYRIA, OH 44035-1047 |
| Document Number | 0000640449 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 42657 N RIDGE RD ELYRIA OH 440351047, ELYRIA, OH 44035-1047 |
| Document Number | 0000640449 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 640449 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 18, 2017 |
| Property Address | 42657 N RIDGE RD, ELYRIA, OH 44035-1047 |
| Document Number | 0000629945 |
| Instrument Date | May 18, 2017 |
| Instrument | 629945 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 42657 N RIDGE RD ELYRIA OH 440351047, ELYRIA, OH 44035-1047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,216.00 | $77,720 (+%) Land $17,370 Building $60,350 | $222,050 (-) Land $49,630 Building $172,420 |
| 2024 | $4,216.00 (+19.5%) | $77,718 (+39.95%) Land $17,371 Building $60,347 | $222,050 (+39.95%) Land $49,630 Building $172,420 |
| 2023 | $3,528.00 (+0.37%) | $55,531 (+%) Land $17,570 Building $37,961 | $158,660 (-) Land $50,200 Building $108,460 |
| 2022 | $3,515.00 | $55,530 Land $17,570 Building $37,960 | |
| 2021 | $158,660 Land $50,200 Building $108,460 |
42657 N Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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