42657 Cedar Rdg Dr, Clinton Township, MI 48038 Property Records

Macomb County property record for 42657 Cedar Rdg Dr, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,330 sqft · built 1989
Owner	2 Individual Names on File
Last Sale	$81,000 (Nov 2011)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-11-07-127-023`

Property Details

APN / Parcel Number

Primary APN	`16-11-07-127-023`
Alternative APN	`1107127023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	42657 CEDAR RIDGE DR
City	CLINTON TOWNSHIP
State	MI
Zip	48038-1622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RML
Legal Description	50-11-07-127-023 D 23 88S CEDAR RIDGE VILLAGE CONDOMINIUM BLDG 6 UNIT 23 MACOMB COUNTY SUB PLAN NO 241 FIRST AMENDMENT L 4270, P 419 TO 430
Legal Subdivision	MACOMB COUNTY SUB
Legal Unit	23
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1008
Census Tract	242001

Owner

42657 Cedar Rdg Dr, a condominium, is owned and occupied by two individuals who bought it in November 2011.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2011 · Amount on File
Deed Sale	Nov 9, 2011 · Amount on File
Deed Document Number	20111223660
Deed Book / Page	20980 / 935
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622

Mortgage

Document Number	2500107828
Date	Dec 2, 2025
Book Page	30415/551
Instrument	202500107828

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622

Mortgage

Document Number	2200025415
Date	Feb 24, 2022
Book Page	28449/574
Instrument	202200025415

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42657 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087208
Date	Aug 6, 2019
Book Page	26115/500
Instrument	9087208

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 42657 Cedar Rdg Dr was $2,625 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,700	$233,400
2025	$2,625.00
2023		$95,000	$190,000
2022	$2,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42657 Cedar Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42657 Cedar Rdg Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures