4265 Value Springs, Cincinnati, OH 45245 Property Records

Clermont County property record for 4265 Value Springs, Cincinnati, OH 45245

Property Summary

Property TypeCondominium
OwnerIndividual Name on Record
Tax Bill$90 (2025)
Deeds & MortgagesDec 2023 Transfer
Dec 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-68-08.-304

Property Details

APN / Parcel Number

Primary APN41-68-08.-304
Alternative APN
  • 41-68-08.-00G4

Exterior

Architectural StyleCondo/Apartment
View / LotCul-de-sac
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4265 VALUE SPGS
CityCINCINNATI
StateOH
Zip45245-3502
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTWELVE OAKS CONDO PHASE 1 SEC 1; GARAGE UNIT 15-G4
Legal SubdivisionTWELVE OAKS CONDO
Legal Phase1
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3007
Census Tract41403

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Transfer on Death Deed, Transfer
Dec 29, 2023Transfer on Death Deed, Transfer
Dec 29, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Dec 29, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCLERMONT OH
Recording DateDec 29, 2023
Property Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502
Document Number0000024004
Book / Page2959 / 1330
Map ReferenceCAB 19 PG 144-146
Instrument DateDec 27, 2023
Instrument202300024004
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCLERMONT OH
Recording DateDec 29, 2023
Property Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502
Document Number0000024004
Book / Page2959 / 1330
Map ReferenceCAB 19 PG 144-146
Instrument DateDec 27, 2023
Instrument202300024004
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502

December 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCLERMONT OH
Recording DateDec 29, 2021
Property Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502
Document Number0000042052
Book / Page2906 / 5049
Map ReferenceCAB 19 PG 144-146
Instrument DateDec 9, 2021
Instrument202100042052
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 14, 2023
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502

Mortgage

Document Number0000042053
DateDec 29, 2021
Instrument202100042053
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCLERMONT OH
Recording DateDec 29, 2021
Property Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502
Document Number0000042052
Book / Page2906 / 5049
Map ReferenceDOC 202100036302
Instrument DateDec 9, 2021
Instrument202100042052
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 29, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 VALUE SPGS, CINCINNATI, OH 45245-3502

Mortgage

Document Number0000042053
DateDec 29, 2021
Instrument202100042053
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90.00 (-48.28%)$1,750 (-) Building $1,750
2024$5,000 (-) Building $5,000
2023$174.00$1,750 Building $1,750$5,000 Building $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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