4265 Spoon Bill Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4265 Spoon Bill Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1983
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Company Names on Record
Last Sale	$478,000 (Nov 2025)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-503-17-00`

Property Details

APN / Parcel Number

Primary APN	`160-503-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4265 SPOON BILL WAY
City	OCEANSIDE
State	CA
Zip	92057-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 416 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	416
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 25, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Nov 25, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Nov 25, 2025	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA FEDERAL CREDIT UNION
Oct 28, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Apr 2, 2008 · Amount on Record
Deed Document Number	2025335137
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000187072
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000187072
Instrument Date	Jun 30, 2026
Instrument	2026187072
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000335136
Map Reference	MAP 9952
Instrument Date	Nov 21, 2025
Instrument	2025-0335136
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000335135
Map Reference	MAP 9952
Instrument Date	Nov 21, 2025
Instrument	2025-0335135
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000335137
Map Reference	MAP 9952
Instrument Date	Nov 5, 2025
Instrument	2025-0335137
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507

Mortgage

Document Number	0000335138
Date	Nov 25, 2025
Instrument	2025-0335138

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	10.5%

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	4265 SPOON BILL WAY, OCEANSIDE, CA 92057-7507
Document Number	0000665629
Instrument Date	Sep 15, 2020
Instrument	665629
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 SPOON BILL WAY OCEANSIDE CA 920577507, OCEANSIDE, CA 92057-7507

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,000 (+227.43%) Land $370,000 Building $108,000
2025	$1,591.00 (+5.43%) Homeowner's exemption	$145,985 (+4.04%) Land $53,780 Building $92,205
2023	$1,509.00 (+1.68%) Homeowner's exemption	$140,319 Land $51,693 Building $88,626
2022	$1,484.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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