4265 Cole Way, Springfield, OR 97478 Property Records

Lane County property record for 4265 Cole Way, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 2000
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Mar 2004)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`18-02-05-24-09800-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-24-09800-000`
Alternative APN	`1638681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Finished Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	440 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1638681
Street Address	4265 COLE WAY
City	SPRINGFIELD
State	OR
Zip	97478-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-LOW DENSITY RES
Legal Description	LOT:16 SUBD:REDWOOD VILLAGE SEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	REDWOOD VILLAGE
Legal Lot Number	16
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4019
Census Tract	3500

Owner

4265 Cole Way is owned and occupied by an individual who acquired it in March 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4265 COLE WAY, SPRINGFIELD, OR 97478-5586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2004 · Amount on File
Deed Sale	Mar 17, 2004 · Amount on File
Prior Sale	Mar 17, 2004 · Amount on File
Deed Document Number	0000018814
Last Transfer Date	Mar 31, 2021
Transfer Doc	0000022567
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4265 COLE WAY, SPRINGFIELD, OR 97478-5586
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 COLE WAY, SPRINGFIELD, OR 97478-5586

Mortgage

Document Number	0000007664
Date	Mar 18, 2025
Instrument	2025-007664

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 31, 2021
Property Address	4265 COLE WAY, SPRINGFIELD, OR 97478-5586
Document Number	0000022567
Map Reference	FILE 75 SL 908&909
Instrument Date	Mar 26, 2021
Instrument	2021-022567
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FNT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 COLE WAY, SPRINGFIELD, OR 97478-5586

Mortgage

Document Number	0000022568
Date	Mar 31, 2021
Instrument	2021-022568

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4265 Cole Way was $4,359.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00	$237,752	$448,396 Land $92,415 Building $355,981
2023	$4,106.00 (+3.37%)	$224,105 (+3%)	$438,230 (+3.25%) Land $92,415 Building $345,815
2022	$3,972.00	$217,578	$424,450 Land $78,535 Building $345,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4265 Cole Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4265 Cole Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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