4265 Armadillo Trl, Niceville, FL 32578 Property Records

Okaloosa County property record for 4265 Armadillo Trl, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1999
Lot Size	0.189 acres (8,264 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Nov 2018)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-6797-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-6797-7`
Alternative APN	`15-1S-22-2044-000B-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Heated Area
Gross Area	2,487 sqft
1st Floor Area	1,815 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,264 sqft (0.189 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4265 ARMADILLO TRL
City	NICEVILLE
State	FL
Zip	32578-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA LAKE S/D AT BWB LOT 13 BLK B
Legal Range	22
Legal Township	01S
Legal Section	15
Legal Subdivision	MAGNOLIA LAKE S/D
Legal Block	B
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2012
Census Tract	20800

Owner

Source: Okaloosa County records · APN C56-000-594-6797-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Aug 05, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Nov 15, 2018	Grant Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Jun 12, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Jul 22, 2004 · Amount on Record
Deed Document Number	3243605
Deed Book / Page	3375 / 0389
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107

Mortgage

Document Number	0035484384
Date	May 24, 2021
Book Page	3548/4384
Instrument	3457868

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number	0034133814
Instrument Date	Aug 05, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4265 ARMADILLO TRL NICEVILLE FL 325787107, NICEVILLE, FL 32578-7107

Mortgage

Document Number	0034133814
Date	Aug 13, 2019
Book Page	003413/003814
Instrument	3297667

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 15, 2018
Property Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number	0033750389
Book / Page	003375 / 000389
Instrument Date	Nov 14, 2018
Instrument	3243605
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4265 ARMADILLO TRL NICEVILLE FL 325787107, NICEVILLE, FL 32578-7107

Mortgage

Document Number	33750391
Date	Nov 15, 2018
Book Page	003375/000391
Instrument	3243606

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 12, 2018
Property Address	4265 ARMADILLO TRL, NICEVILLE, FL 32578-7107
Document Number	0033541447
Book / Page	003354 / 001447
Instrument Date	May 29, 2018
Instrument	3212978
Transaction Type	Foreclosure
Record Updated	Jul 04, 2018

Transaction

Amount	Amount Recorded
Tax	$1,428.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (+5.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,452 (+5.99%)	$389,858 (-0.48%) Land $97,826 Building $292,032
2023	$3,156.00 (+2.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$301,407 (+3%)	$391,745 (+5.56%) Land $90,436 Building $301,309
2022	$3,074.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$292,628	$371,094 Land $86,129 Building $284,965

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910208002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 74 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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