4265 5th St, Vero Beach, FL 32968 Property Records

Indian River County property record for 4265 5th St, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,262 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2016)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00016-0000-00019.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00016-0000-00019.0`
Alternative APN	`80098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area
1st Floor Area	2,262 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	189 ft deep x 116 ft wide
Garage Area	900 sqft
Driveway	Driveway
Driveway Area	2,076 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	313 sqft
Deck Area	120 sqft
Patio Area	944 sqft
Fence	Fence
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80098
Street Address	4265 5TH ST
City	VERO BEACH
State	FL
Zip	32968-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	WESTWIND LOT 19 PBI 11-6
Legal Range	39
Legal Township	33
Legal Section	15
Legal Subdivision	WESTWIND
Legal Lot Number	19
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3005
Census Tract	50702

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2016 · Amount on Record
Deed Sale	Apr 7, 2016 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	3120160019604
Deed Book / Page	2924 / 1925
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 5TH ST, VERO BEACH, FL 32968-1964

Mortgage

Document Number	0036651572
Date	Dec 5, 2023
Book Page	3665/1572
Instrument	3120230060145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 5TH ST, VERO BEACH, FL 32968-1964

Mortgage

Document Number	0036062050
Date	Mar 16, 2023
Book Page	3606/2050
Instrument	3120230012647

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 6, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035042215
Date	Jan 24, 2022
Book Page	3504/2215
Instrument	3120220004544

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Document Number	0033241844
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 5TH ST VERO BEACH FL 329681964, VERO BEACH, FL 32968-1964

Mortgage

Document Number	0033241844
Date	Aug 3, 2020
Book Page	003324/001844
Instrument	4439

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Document Number	0031752181
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 5TH ST VERO BEACH FL 329681964, VERO BEACH, FL 32968-1964

Mortgage

Document Number	0031752181
Date	Jan 9, 2019
Book Page	003175/002181
Instrument	1649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4265 5TH ST, VERO BEACH, FL 32968-1964
Document Number	0030540834
Book / Page	003054 / 000834
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 5TH ST VERO BEACH FL 329681964, VERO BEACH, FL 32968-1964

Mortgage

Document Number	0030540834
Date	Sep 6, 2017
Book Page	003054/000834
Instrument	52215

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,121.00 (+12.35%)	$375,675 (+5.99%)	$497,273 (+3.33%) Land $60,296 Building $436,977
2023	$4,558.00 (+21.81%)	$354,455 (+20.51%)	$481,266 (+18.18%) Land $60,296 Building $420,970
2022	$3,742.00	$294,135	$407,230 Land $60,296 Building $346,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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