Isanti County property record for 4265 305th Ln NW, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1960 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2014) |
| Tax Bill | $2,280 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.018.3000 |
| Primary APN | 02.018.3000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 138,085 sqft (3.17 acres) |
| Garage Area | 1,924 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4265 305TH LN NW |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-7032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW/4 OF NE/4 DESC AS: COMM AT SE CNR; N0.0321W ALONG E LINE 563.5' TO POB; S89.5639W 111.43'; S1.2440W 244.35'; N87.1606W |
| Legal Range | 024 |
| Legal Township | 035 |
| Legal Section | 18 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | BRADFORD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 130600 |
4265 305th Ln NW is owned and occupied by an individual who bought it in June 2014.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4265 305TH LN NW, CAMBRIDGE, MN 55008-7032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2014 · Amount on File |
| Deed Sale | Jun 11, 2014 · Amount on File |
| Prior Sale | Jun 11, 2014 · Amount on File |
| Deed Document Number | 2014972289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Property Address | 4265 305TH LN NW, CAMBRIDGE, MN 55008-7032 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 4265 305TH LN NW, CAMBRIDGE, MN 55008-7032 |
| Document Number | 000A540009 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | A540009 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
The 2026 property tax bill for 4265 305th Ln NW was $2,280 with a homeowner's exemption.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| County Subdivision | Bradford Township |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,280.00 Homeowner's exemption | $273,100 (+18.23%) Land $72,600 Building $200,500 | $273,100 (+18.23%) Land $72,600 Building $200,500 |
| 2025 | $231,000 Land $66,000 Building $165,000 | $231,000 Land $66,000 Building $165,000 | |
| 2023 | $2,248.00 (+14.69%) Homeowner's exemption | $234,000 Land $66,000 Building $168,000 | $234,000 Land $66,000 Building $168,000 |
| 2022 | $1,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4265 305th Ln NW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2009) |
| Most Recent Claim | Aug 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4265 305th Ln NW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: GigFire.
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