426465 E 1087 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 426465 E 1087 Rd, Checotah, OK 74426

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,216 sqft · built 1991
Lot Size	10.1 acres (444,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2022)
Tax Bill	$237 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460008263`

Property Details

APN / Parcel Number

Primary APN	`460008263`
Alternative APN	`0000-08-11N-18E-4-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,368 sqft
Utility Area	80 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	444,007 sqft (10.1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft
Guest House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460008263
Street Address	426465 E 1087 RD
City	CHECOTAH
State	OK
Zip	74426
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W2 W2 NW SE SEC 8-11-18 373/623 393/333 1132/329 1132/653 1153/517
Legal Range	18E
Legal Township	11N
Legal Section	08
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1041
Census Tract	779602

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 E KNISLEY AVE, CHECOTAH, OK 74426-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Oct 9, 1990 · Amount on Record
Deed Document Number	20225035
Deed Book / Page	1153 / 517
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Sep 6, 2022
Property Address	E 1087 RD, CHECOTAH, OK 74426
Document Number	001153/617
Book / Page	1153 / 617
Instrument Date	Aug 30, 2022
Instrument	I-2022-005035
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	621 E KNISLEY AVE, CHECOTAH, OK 74426-2826

Mortgage

Document Number	I2022005036
Date	Sep 6, 2022
Instrument	I-2022-005036

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,018 (+36.32%) Land $2,134 Building $2,884	$45,618 (+16.36%) Land $19,402 Building $26,216
2025	$237.00 Homeowner's exemption	$3,681 (+0.19%) Land $2,134 Building $1,547	$39,205 (+17.35%) Land $19,402 Building $19,803
2024	$237.00 (-19.66%) Homeowner's exemption	$3,674 (+5.91%) Land $2,134 Building $1,540	$33,408 (+5.91%) Land $19,402 Building $14,006
2023	$295.00	$3,469 Land $2,134 Building $1,335	$31,545 Land $19,402 Building $12,143

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #5 serves 1,900 people · EPA ID OK3004939
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000