4263 Mockingbird Cir, Waldorf, MD 20603 Property Records

Charles County property record for 4263 Mockingbird Cir, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,511 sqft · built 1986
Lot Size0.162 acres (7,039 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2013)
Tax Bill$10,304 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-152325

Property Details

APN / Parcel Number

Primary APN06-152325
Alternative APNs
  • 6152325
  • 152325

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,511 sqft Living Area
Gross Area1,954 sqft
1st Floor Area1,511 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,039 sqft (0.162 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area28 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number152325
Street Address4263 MOCKINGBIRD CIR
CityWALDORF
StateMD
Zip20603-4652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 61 PARCEL L WESTLAKE VLG - LANCASTER ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number61
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2003
Census Tract850711

Owner

4263 Mockingbird Cir is owned and occupied by two individuals who acquired it in January 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Deed of Trust, Mortgage · Line of Credit
SPECTRA CREDIT UNION
Jan 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
SPECTRA CREDIT UNION
Mar 13, 2018Loan Modification, Mortgage · FHA Mortgage
US BK
Mar 13, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2013 · Amount on File
Deed SaleSep 19, 2013 · Amount on File
Prior SaleJul 21, 1986 · Amount on File
Deed Book / Page8356 / 245
Last Transfer DateJan 10, 2022
Transfer Doc0123450159
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652

Mortgage

Document Number0124410443
DateMar 10, 2022
Book Page12441/443
Lender
NameSPECTRA CREDIT UNION
TypeNon-Lending Institution
AddressALEXANDRIA, VA 22312
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 3, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateJan 19, 2022
Property Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652
Document Number0123450159
Book / Page12345 / 159
Map ReferenceMB 34 FO 189
Instrument DateJan 10, 2022
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyMARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652

Mortgage

Document Number0012345163
DateJan 19, 2022
Instrument12345/163
Lender
NameSPECTRA CREDIT UNION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652
Document Number0102340317
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4263 MOCKINGBIRD CIR WALDORF MD 206034652, WALDORF, MD 20603-4652

Mortgage

Document Number0102340317
DateApr 17, 2018
Book Page010234/000317
Lender
NameUS BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 16, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4263 MOCKINGBIRD CIR, WALDORF, MD 20603-4652
Document Number0102240434
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4263 MOCKINGBIRD CIR WALDORF MD 206034652, WALDORF, MD 20603-4652

Mortgage

Document Number0102240434
DateApr 10, 2018
Book Page010224/000434
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4263 Mockingbird Cir was $10,304.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,100 (+4.68%)$368,900 (-) Land $125,100 Building $243,800
2025$10,304.00$337,300$368,900 Land $125,100 Building $243,800
2023$4,195.00$294,133$321,500 Land $125,100 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4263 Mockingbird Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4263 Mockingbird Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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