4262 Dirker Rd, Saginaw, MI 48638 Property Records

Saginaw County property record for 4262 Dirker Rd, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 1970
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Jul 2017)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-4412-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-4412-000`
Alternative APN	`124214412000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	300 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4262 DIRKER RD
City	SAGINAW
State	MI
Zip	48638-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 BLK.1 BRENTWOOD SEC 21 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	BRENTWOOD SUB
Legal Block	1
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2002
Census Tract	10501

Owner

4262 Dirker Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4262 DIRKER RD, SAGINAW, MI 48638-5617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE HURON CU
Jul 14, 2017	Deed of Trust, Transfer LAKE HURON CU
Jul 21, 2017	Warranty Deed, Transfer CROSSROADS TITLE
Sep 18, 2017	Quit Claim Deed, Transfer TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	201721476
Deed Book / Page	7 / 12
Last Transfer Date	Aug 16, 2024
Transfer Doc	0000019395
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4262 DIRKER RD, SAGINAW, MI 48638-5617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4262 DIRKER RD, SAGINAW, MI 48638-5617

Mortgage

Document Number	0000026998
Date	Oct 26, 2020
Instrument	2020026998

Lender

Name	LAKE HURON CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

July 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4262 DIRKER RD, SAGINAW, MI 48638-5617
Document Number	0000021473
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 ASHLAND DR SAGINAW MI 486384604, SAGINAW, MI 48638-4604

Mortgage

Document Number	0000021473
Date	Jul 21, 2017
Instrument	21473

Lender

Name	LAKE HURON CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 21, 2017
Property Address	4262 DIRKER RD, SAGINAW, MI 48638-5617
Document Number	0000021476
Instrument Date	Jul 14, 2017
Instrument	21476
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$139.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 ASHLAND DR SAGINAW MI 486384604, SAGINAW, MI 48638-4604

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 18, 2017
Property Address	4262 DIRKER RD, SAGINAW, MI 48638-5617
Document Number	0000025716
Instrument Date	Jul 14, 2017
Instrument	25716
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4262 DIRKER RD SAGINAW MI 486385617, SAGINAW, MI 48638-5617

Tax Assessment & Valuation

The 2025 property tax bill for 4262 Dirker Rd was $3,314 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,700	$223,400
2025	$3,314.00 Homeowner's exemption
2023		$82,600	$165,200
2022	$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4262 Dirker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4262 Dirker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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