4262 Arcata Bay Way, Oceanside, CA 92058 Property Records

San Diego County property record for 4262 Arcata Bay Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1982
Lot Size	2.56 acres (111,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (May 2025)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-27-13`

Property Details

APN / Parcel Number

Primary APN	`157-550-27-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	111,771 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4262 ARCATA BAY WAY
City	OCEANSIDE
State	CA
Zip	92058-6911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 140 US269PER DOC81-201413&UND INT IN LOTS 138&139& TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	138-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4262 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 5, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 9, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2025134748
Prior Transfer Date	Apr 3, 2000
Prior Transfer Doc	0000289323
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4262 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4262 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	0000195243
Date	Mar 12, 2021
Instrument	2021-0195243

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	4262 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000123028
Instrument Date	Apr 3, 2019
Instrument	123028
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4262 ARCATA BAY WAY OCEANSIDE CA 920586911, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	123029
Date	Apr 5, 2019
Instrument	123029

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2018
Property Address	4262 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000279274
Instrument Date	Jul 7, 2018
Instrument	279274
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9091 RANCHO SANTA FE CA 920674091, RANCHO SANTA FE, CA 92067-4091

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,100 (+37.72%) Land $408,000 Building $158,100
2025	$4,560.00 (+5.24%)	$411,065 (+4.04%) Land $246,640 Building $164,425
2023	$4,333.00 (+1.57%) Homeowner's exemption	$395,104 Land $237,063 Building $158,041
2022	$4,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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