42615 Rocosa St, Indio, CA 92203 Property Records

Riverside County property record for 42615 Rocosa St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$6,184 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`692-450-018`

Property Details

APN / Parcel Number

Primary APN	`692-450-018`
Alternative APN	`679951018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679951018
Street Address	42615 ROCOSA ST
City	INDIO
State	CA
Zip	92203-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHPD
Legal Description	.17 ACRES M/L IN LOT 83 MB 392/001 TR 31686
Legal Subdivision	TRACT NO 31686
Legal Tract	31686
Legal Lot Number	83
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45306

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANUNITED.COM LLC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025
Deed Sale	Jul 25, 2025
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2025227409
Prior Transfer Date	Apr 17, 2025
Prior Transfer Doc	0000227409
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 15, 2026
Property Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Document Number	0000182038
Instrument Date	Jun 8, 2026
Instrument	2026182038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42615 ROCOSA ST, INDIO, CA 92203-9721

Mortgage

Document Number	0000182038,
Date	Jun 15, 2026
Instrument	2026182038

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42615 ROCOSA ST, INDIO, CA 92203-9721

Mortgage

Document Number	0000395977
Date	Dec 22, 2025
Instrument	2025-0395977

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42615 ROCOSA ST, INDIO, CA 92203-9721

Mortgage

Document Number	0000019031
Date	Jan 12, 2022
Instrument	2022-0019031

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42615 ROCOSA ST, INDIO, CA 92203-9721

Mortgage

Document Number	0000238829
Date	Apr 16, 2021
Instrument	2021-0238829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 3, 2018
Property Address	42615 ROCOSA ST, INDIO, CA 92203-9721
Document Number	0000394803
Map Reference	MB 392 PG 1-12
Instrument Date	Aug 30, 2018
Instrument	2018-0394803
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	83951 CABALLO CT, INDIO, CA 92203-2823

Mortgage

Document Number	0000394804
Date	Oct 3, 2018
Instrument	2018-0394804

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,053 (+37.93%) Land $115,010 Building $345,043
2025	$6,184.00 (+8.66%)	$333,533 (+4.04%) Land $83,378 Building $250,155
2023	$5,691.00 (+1.79%) Homeowner's exemption	$320,584 Land $80,142 Building $240,442
2022	$5,591.00
2021			$346,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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