Hall County property record for 4261 Mountain Ridge Rd, Gainesville, GA 30506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,456 sqft · built 2005 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,500 (Oct 2005) |
| Tax Bill | $1,309 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-101-000-096 |
| Primary APN | 10-101-000-096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Heated Area |
| 1st Floor Area | 1,880 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 39 sqft |
| Deck Area | 750 sqft |
| Patio Area | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Account Number | 68432 |
|---|---|
| Street Address | 4261 MOUNTAIN RIDGE RD |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-7341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SQUIRREL BROOKE S/D LOT 18 |
| Legal Subdivision | SQUIRREL BROOKE |
| Legal Lot Number | 18 |
| Jurisdiction | HALL GA |
| Township / Civil Division | MURRAYVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 305 |
4261 Mountain Ridge Rd is owned and occupied by two individuals who acquired it in February 2020.
Source: Hall County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4261 MOUNTAIN RIDGE RD, GAINESVILLE, GA 30506-7341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage E MORTGAGE CAPITAL |
| Dec 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Jul 8, 2020 | Quit Claim Deed, Transfer · VA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2005 · Amount on File |
| Deed Sale | Oct 3, 2005 · Amount on File |
| Prior Sale | Mar 14, 2005 · Amount on File |
| Deed Book / Page | 5460 / 447 |
| Last Transfer Date | Feb 26, 2020 |
| Transfer Doc | 0085390302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4261 MOUNTAIN RIDGE RD, GAINESVILLE, GA 30506-7341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4261 MOUNTAIN RIDGE RD, GAINESVILLE, GA 30506-7341 |
| Document Number | 0097550000000073 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 0000009755/0000000073 |
| Name | E MORTGAGE CAPITAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4261 MOUNTAIN RIDGE RD, GAINESVILLE, GA 30506-7341 |
| Document Number | 0086900068 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4261 MOUNTAIN RIDGE RD GAINESVILLE GA 305067341, GAINESVILLE, GA 30506-7341 |
| Document Number | 0086900068 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 008690/000068 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Jul 8, 2020 |
| Property Address | 4261 MOUNTAIN RIDGE RD, GAINESVILLE, GA 30506-7341 |
| Document Number | 0085390302 |
| Book / Page | 008539 / 000302 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4261 MOUNTAIN RIDGE RD GAINESVILLE GA 305067341, GAINESVILLE, GA 30506-7341 |
| Document Number | 85390303 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 008539/000303 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
The 2026 property tax bill for 4261 Mountain Ridge Rd was $1,309 with a homeowner's exemption, up 5.6% from the year before.
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,309.00 (+5.56%) Homeowner's exemption | $151,560 (+1.07%) Land $20,480 Building $131,080 | $378,900 (+1.07%) Land $51,200 Building $327,700 |
| 2025 | $1,240.00 Homeowner's exemption | $149,960 Land $20,480 Building $129,480 | $374,900 Land $51,200 Building $323,700 |
| 2023 | $3,775.00 (+25.25%) Homeowner's exemption | $141,320 (+27.45%) Land $14,040 Building $127,280 | $353,300 (+27.45%) Land $35,100 Building $318,200 |
| 2022 | $3,014.00 Homeowner's exemption | $110,880 Land $14,040 Building $96,840 | $277,200 Land $35,100 Building $242,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4261 Mountain Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4261 Mountain Ridge Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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