Lake County property record for 4261 Carl Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,118 sqft · built 1988 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Feb 2024) |
| Tax Bill | $8,817 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-022-A-00-068-0 |
| Primary APN | 27-A-022-A-00-068-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 2,827 sqft |
| 1st Floor Area | 676 sqft |
| Basement Area | 709 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 248 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 228 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4261 CARL CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TRACT 4 |
| Legal Subdivision | POLO PARK ESTATES SUBDIVISION NO. 2 |
| Legal Tract | 4 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201500 |
4261 Carl Ct is owned and occupied by two individuals who bought it in February 2024.
Source: Lake County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 20, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 18, 2023 | Sheriff's Deed, Foreclosure |
| Jun 26, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 13, 2017 | Grant Deed, Transfer · VA Mortgage PRIME LNDG |
| Dec 13, 2017 | Affidavit of Death, Transfer REVERE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on File |
| Deed Sale | Feb 20, 2024 · Amount on File |
| Prior Sale | Jul 18, 2023 · Amount on File |
| Deed Document Number | 20243137 |
| Prior Transfer Date | Feb 27, 2016 |
| Prior Transfer Doc | 0000033891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000016556 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202616556 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000016556, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202616556 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 20, 2024 |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000003137 |
| Map Reference | VOL 6 PG 18 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024R003137 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000003138 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024R003138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 18, 2023 |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000013654 |
| Map Reference | VOL 6 PG 18 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023R013654 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4126 AMELIA AVE, WILLOUGHBY, OH 44094-7974 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014478 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019R014478 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011747 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020R011747 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 13, 2017 |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000033892 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 33892 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | REVERE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $978.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4261 CARL CT WILLOUGHBY OH 440947967, WILLOUGHBY, OH 44094-7967 |
| Document Number | 33893 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 33893 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 13, 2017 |
| Property Address | 4261 CARL CT, WILLOUGHBY, OH 44094-7967 |
| Document Number | 0000033891 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 33891 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | REVERE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4261 CARL CT WILLOUGHBY OH 440947967, WILLOUGHBY, OH 44094-7967 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,710 Land $20,870 Building $82,840 | $296,300 Land $59,620 Building $236,680 | |
| 2023 | $8,817.00 (+48.38%) Homeowner's exemption | $93,130 (-) Land $17,390 Building $75,740 | |
| 2022 | $5,942.00 Homeowner's exemption | $93,130 Land $17,390 Building $75,740 | |
| 2021 | $266,090 Land $49,680 Building $216,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4261 Carl Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4261 Carl Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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