42604 Cardinal Trace Ter, Brambleton (Ashburn), VA 20148 Property Records

Loudoun County property record for 42604 Cardinal Trace Ter, Brambleton, VA 20148

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,394 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$382,000 (Jul 2019)
Tax Bill	$4,254 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-26-8913-002`

Property Details

APN / Parcel Number

Primary APN	`158-26-8913-002`
Alternative APN	`92 D29P8 8B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Built-in
Garage Area	237 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42604 CARDINAL TRACE TER
City	BRAMBLETON
State	VA
Zip	20148-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH4
Legal Description	RESIDENCES AT BRAMBLETON PH.8 CONDO UNIT 8B 200807180044122 200806190037692P
Legal Subdivision	RESIDENCES AT BRAMBLETON PH.8
Legal Phase	8
Legal Block	1
Legal Unit	8B
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1021
Census Tract	611027

Owner

42604 Cardinal Trace Ter, a condominium, is owned by two individuals who bought it in July 2019.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	UNIT 9100 BOX 221, DPO, AA 34002-0014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Jul 11, 2019	Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS
Mar 20, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Feb 28, 2017	Grant Deed, Transfer · VA Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	201938155
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42604 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20200812068022
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42604 CARDINAL TRACE TER #8B BRAMBLETON VA 201486411, 8B, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	20200812068022
Date	Aug 12, 2020
Instrument	68022

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 11, 2019
Property Address	42604 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20190711038155
Instrument Date	Jul 9, 2019
Instrument	38155
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42604 CARDINAL TRACE TER BRAMBLETON VA 201486411, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	20190711038156
Date	Jul 11, 2019
Instrument	38156

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42604 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20190325013867
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42604 CARDINAL TRACE TER BRAMBLETON VA 201486411, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	20190325013867
Date	Mar 25, 2019
Instrument	13867

Lender

Name	PENNYMAC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Fixed Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 28, 2017
Property Address	42604 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20170228012643
Instrument Date	Feb 24, 2017
Instrument	12643
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42604 CARDINAL TRACE TER ASHBURN VA 201486411, ASHBURN, VA 20148-6411

Mortgage

Document Number	20170228012644
Date	Feb 28, 2017
Instrument	12644

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 42604 Cardinal Trace Ter was $4,254.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,254.00	$528,560 Land $145,000 Building $383,560	$528,560 Land $145,000 Building $383,560
2023	$4,051.00	$463,030 Land $135,000 Building $328,030	$463,030 Land $135,000 Building $328,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42604 Cardinal Trace Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42604 Cardinal Trace Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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