4260 Cottonwood Dr, Clovis, NM 88101 Property Records

Curry County property record for 4260 Cottonwood Dr, Clovis, NM 88101

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28099`

Property Details

APN / Parcel Number

Primary APN	`28099`
Alternative APNs	`1-208-010-147-084-00` `30447` `1567`

Location & Zoning

Account Number	30447
Street Address	4260 COTTONWOOD DR
City	CLOVIS
State	NM
Zip	88101-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATRIDGE BLOCK 7 LOT 7
Legal Subdivision	WHEATRIDGE ESTATES
Legal Block	7
Legal Lot Number	7
Jurisdiction	CURRY NM
Township / Civil Division	CLOVIS
Census Block Group	1
Census Block	1060
Census Tract	603

Owner

4260 Cottonwood Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Curry County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4260 COTTONWOOD DR, CLOVIS, NM 88101-9680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 14, 2023	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024
Deed Sale	Sep 20, 2024
Prior Sale	Dec 14, 2023
Deed Document Number	2024004751
Deed Book / Page	2024 / 4751
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	Sep 20, 2024
Property Address	4260 COTTONWOOD DR, CLOVIS, NM 88101-9680
Document Number	02024/4751
Book / Page	2024 / 4751
Instrument Date	Sep 20, 2024
Instrument	2024004751
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	CURRY COUNTY TITLE, CURRY CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 COTTONWOOD DR, CLOVIS, NM 88101-9680

Mortgage

Document Number	2024004752
Date	Sep 20, 2024
Instrument	2024004752

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CURRY NM
Recording Date	Dec 14, 2023
Property Address	4260 COTTONWOOD DR, CLOVIS, NM 88101-9680
Document Number	02023/6237
Book / Page	2023 / 6237
Instrument Date	Nov 3, 2023
Instrument	2023006237
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	NETCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/6238
Date	Dec 14, 2023
Book Page	2023/6238
Instrument	2023006238

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4260 Cottonwood Dr was $1,016, up 3.9% from the year before.

Source: Curry County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Curry County
Unified School District	Clovis Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (+3.89%)	$49,133 (+2.75%) Land $3,873 Building $45,260	$147,399 (+2.75%) Land $11,619 Building $135,780
2024	$978.00	$47,818 (+2.74%) Land $3,873 Building $43,945	$143,454 (+2.74%) Land $11,619 Building $131,835
2023		$46,541 (+2.74%) Land $3,873 Building $42,668	$139,623 (+2.74%) Land $11,619 Building $128,004
2022		$45,301 Land $3,873 Building $41,428	$135,903 Land $11,619 Building $124,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4260 Cottonwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4260 Cottonwood Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 44% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plateau Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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