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4260 Cider Mill Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4260 Cider Mill Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,740 sqft · built 1976
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on File
Last Sale$347,500 (Aug 2022)
Tax Bill$4,470 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-14B-331

Property Details

APN / Parcel Number

Primary APN41-32-14B-331

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,740 sqft Living Area
1st Floor Area656 sqft
Basement Area240 sqft
Unfinished Basement240 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area10,062 sqft (0.231 acres)
View / LotCul-de-sac
Garage Area400 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area640 sqft
PorchSlab
Porch Area272 sqft
Deck AreaDeck Area
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4260 CIDER MILL DR
CityCINCINNATI
StateOH
Zip45245-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIDER MILL; LOT 91
Legal SubdivisionCIDER MILL SUBDIVISION
Legal Lot Number91
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3006
Census Tract41403

Owner

4260 Cider Mill Dr is owned and occupied by an individual who bought it in August 2022.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Apr 7, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 30, 2017Grant Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleSep 9, 2016 · Amount on File
Deed Document Number202221227
Deed Book / Page2927 / 503
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateAug 17, 2022
Property Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602
Document Number0000021227
Book / Page2927 / 503
Map ReferenceMB S PG 7
Instrument DateAug 15, 2022
Instrument202200021227
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602
InvestorPossibly a Property Investor

Mortgage

Document Number0000021228
DateAug 17, 2022
Instrument202200021228
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602

Mortgage

Document Number0000011037
DateApr 7, 2021
Book Page2875/5691
Instrument202100011037
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueApr 1, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLERMONT OH
Recording DateMar 30, 2017
Property Address4260 CIDER MILL DR, CINCINNATI, OH 45245-1602
Document Number0000007123
Book / Page002697 / 001718
Instrument DateMar 27, 2017
Instrument7123
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 S RIDGE DR AMELIA OH 451022358, AMELIA, OH 45102-2358

Mortgage

Document Number7130
DateMar 30, 2017
Book Page002697/001759
Instrument7130
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4260 Cider Mill Dr was $4,470 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,470.00$87,680 Land $12,570 Building $75,110
2024$250,500 (-) Land $35,900 Building $214,600
2023$8,720.00 (+132.29%) Homeowner's exemption$87,680 (+36.21%) Land $12,570 Building $75,110$250,500 Land $35,900 Building $214,600
2022$3,754.00 Homeowner's exemption$64,370 Land $9,100 Building $55,270
2020$183,900 Land $26,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4260 Cider Mill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4260 Cider Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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