426 Winchester Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 426 Winchester Dr, Watsonville, CA 95076

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,143 sqft · built 1983
Lot Size	0.027 acres (1,176 sqft)
Owner	Company Name on File
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-401-05`

Property Details

APN / Parcel Number

Primary APN	`016-401-05`
Alternative APN	`016-401-05-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,143 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,176 sqft (0.027 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 WINCHESTER DR
City	WATSONVILLE
State	CA
Zip	95076-3163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	785 WINCHESTER ACRES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110505

Owner

426 Winchester Dr, a condominium, is owned by a company that acquired it in April 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	347 SPRECKELS DR, APTOS, CA 95003-3923
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage LIGHTHOUSE BANK
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2019
Transfer Doc	0000009053
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	426 WINCHESTER DR, WATSONVILLE, CA 95076-3163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008856
Date	Mar 26, 2018
Instrument	2018-0008856

Lender

Name	LIGHTHOUSE BANK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 10, 2019
Property Address	426 WINCHESTER DR, WATSONVILLE, CA 95076-3163
Document Number	0000009053
Instrument Date	Apr 5, 2019
Instrument	9053
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	347 SPRECKELS DR APTOS CA 950033923, APTOS, CA 95003-3923

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 10, 2019
Property Address	426 WINCHESTER DR, WATSONVILLE, CA 95076-3163
Document Number	0000009054
Instrument Date	Apr 5, 2019
Instrument	9054
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	347 SPRECKELS DR APTOS CA 950033923, APTOS, CA 95003-3923

Tax Assessment & Valuation

The 2025 property tax bill for 426 Winchester Dr was $3,417.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,132 (+2%) Land $150,876 Building $110,256
2025	$3,417.00	$256,012 Land $147,918 Building $108,094
2023	$2,982.00 (+1.77%)	$246,070 Land $142,174 Building $103,896	$336,330
2022	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Winchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 Winchester Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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