426 Williamson St, Rock Hill, SC 29730 Property Records

York County property record for 426 Williamson St, Rock Hill, SC 29730

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1955
Lot Size	0.171 acres (7,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Feb 2026)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`600-20-02-019`

Property Details

APN / Parcel Number

Primary APN	`600-20-02-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,090 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	7,470 sqft (0.171 acres)
Porch	Slab
Porch Area	50 sqft

Location & Zoning

Street Address	426 WILLIAMSON ST
City	ROCK HILL
State	SC
Zip	29730-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	LOT 7 WILLIAMSON ST
Legal Subdivision	SECTION D OF SUNSET PARK
Legal Lot Number	7
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1038
Census Tract	60502

Owner

Source: York County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage FRANK MERLO
Feb 25, 2026	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jun 9, 2022	Deed, Transfer
Mar 22, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARDIAN FIDELITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	20266344
Deed Book / Page	22425 / 356
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 ALT 19 SPOT 25, DUNEDIN, FL 34698-1501

Mortgage

Document Number	2143100219
Date	Aug 1, 2024
Book Page	21431/219
Instrument	2024023988

Lender

Name	FRANK MERLO
Type	Private Party
Address	3830 NE INDIAN RIVER DR, JENSEN BEACH, FL 34957

Agreement

Amount	Amount Recorded

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 25, 2026
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Document Number	2242500356
Book / Page	22425 / 356
Map Reference	MB D-55 PG 5
Instrument Date	Feb 24, 2026
Instrument	2026006344
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034

Mortgage

Document Number	2026006345
Date	Feb 25, 2026
Instrument	2026006345

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	10-Year TN
Max Rate	12.5%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 9, 2022
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Document Number	2023300309
Book / Page	20233 / 309
Map Reference	MB D-55 PG 5
Instrument Date	Jun 6, 2022
Instrument	2022026706
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$249.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 TOWNSEND LN, ROCK HILL, SC 29730-4095

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 22, 2019
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Document Number	1745700319
Book / Page	017457 / 000319
Instrument Date	Jan 8, 2019
Instrument	10930
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1822 SELMA ST ROCK HILL SC 297321112, ROCK HILL, SC 29732-1112

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 8, 2017
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Document Number	1641700173
Book / Page	016417 / 000173
Instrument Date	Jun 7, 2017
Instrument	22532
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	426 WILLIAMSON ST ROCK HILL SC 297305034, ROCK HILL, SC 29730-5034

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 16, 2017
Property Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034
Document Number	1643000468
Book / Page	16430 / 468
Map Reference	MB D-55 PG 5
Instrument Date	Jun 7, 2017
Instrument	201700024014
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WILLIAMSON ST, ROCK HILL, SC 29730-5034

Mortgage

Document Number	201700024015
Date	Jun 16, 2017
Instrument	201700024015

Lender

Name	GUARDIAN FIDELITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2032

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,755.00 (+11.58%)	$6,408 (+15%) Land $1,159 Building $5,249	$110,600 (+19.09%) Land $20,000 Building $90,600
2023	$2,469.00 (+99.27%)	$5,572 (+89.85%) Land $420 Building $5,152	$92,869 (+89.83%) Land $7,000 Building $85,869
2022	$1,239.00	$2,935 Land $420 Building $2,515	$48,922 Land $7,000 Building $41,922

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Comporium Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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