426 Wallace Rd, Saluda, SC 29138 Property Records

Saluda County property record for 426 Wallace Rd, Saluda, SC 29138

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,616 sqft · built 2003
Lot Size	40.5 acres (1,764,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2025)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-00-00-009`

Property Details

APN / Parcel Number

Primary APN	`160-00-00-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,421 sqft
Unfinished Basement	1,421 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	1,764,180 sqft (40.5 acres)

Location & Zoning

Street Address	426 WALLACE RD
City	SALUDA
State	SC
Zip	29138-7590
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DEED REF 139-199/1379-13/1379-19/1449-105 PL REF 25-143/149
Jurisdiction	SALUDA SC
Township / Civil Division	BATESBURG-LEESVILLE
Census Block Group	2
Census Block	2052
Census Tract	960302

Owner

Source: Saluda County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 WALLACE RD, SALUDA, SC 29138-7590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 25, 2024	Warranty Deed, Transfer
Aug 22, 2022	Personal Representative Deed, Transfer
Aug 22, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	202514903
Deed Book / Page	1481 / 256
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	001379/0019
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALUDA SC
Recording Date	Jan 9, 2025
Property Address	426 WALLACE RD, SALUDA, SC 29138-7590
Document Number	001481/0256
Book / Page	1481 / 256
Instrument Date	Dec 20, 2024
Instrument	2025-00014903
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WALLACE RD, SALUDA, SC 29138-7590

Mortgage

Document Number	202500014904
Date	Jan 9, 2025
Instrument	2025-00014904

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALUDA SC
Recording Date	Apr 25, 2024
Property Address	426 WALLACE RD, SALUDA, SC 29138-7590
Document Number	001449/0105
Book / Page	1449 / 105
Instrument Date	Apr 10, 2024
Instrument	2024-00012991
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 TINKER CREEK RD, WILLISTON, SC 29853-5150

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SALUDA SC
Recording Date	Aug 22, 2022
Property Address	426 WALLACE RD, SALUDA, SC 29138-7590
Document Number	001379/0013
Book / Page	1379 / 13
Instrument Date	Aug 16, 2022
Instrument	20220-00008488
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WALLACE RD, SALUDA, SC 29138-7590

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALUDA SC
Recording Date	Aug 22, 2022
Property Address	426 WALLACE RD, SALUDA, SC 29138-7590
Document Number	001379/0019
Book / Page	1379 / 19
Instrument Date	Aug 16, 2022
Instrument	20220-00008489
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WALLACE RD, SALUDA, SC 29138-7590

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (+149.13%) Homeowner's exemption	$11,960 (-20.43%) Land $820 Building $11,140	$609,500 (+143.22%) Land $331,000 Building $278,500
2024		$15,030 (+144.79%) Land $6,760 Building $8,270	$250,600 (-) Land $112,700 Building $137,900
2023	$859.00 Homeowner's exemption	$6,140 (-) Land $620 Building $5,520	$250,600 (-) Land $112,700 Building $137,900
2022	Homeowner's exemption	$6,140 Land $620 Building $5,520	$250,600 Land $112,700 Building $137,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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