Adair County property record for 426 Wain St, Columbia, KY 42728
| Property Type | Commercial |
|---|---|
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Company Name on File |
| Last Sale | $375,000 (Jun 2016) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-04-05-014.00 |
| Primary APN | 000-04-05-014.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Office | 4,267 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 84,506 sqft (1.94 acres) |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Water Feature | Water Feature |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 20058 |
|---|---|
| Street Address | 426 WAIN ST |
| City | COLUMBIA |
| State | KY |
| Zip | 42728-1233 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1.94 ACRES+BUILDINGS+LIVING QUARTERS |
| Legal Subdivision | S J BOOHER ADDITION |
| Legal Tract | 1 |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970402 |
426 Wain St, a commercial property, is owned by a company that bought it in June 2016.
Source: Adair County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 426 WAIN ST, COLUMBIA, KY 42728-1233 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Deed Book / Page | 339 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Recording Date | May 19, 2026 |
| Property Address | 426 WAIN ST, COLUMBIA, KY 42728-1233 |
| Document Number | 0000553572 |
| Book / Page | 442 / 665 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026553572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 426 WAIN ST, COLUMBIA, KY 42728-1233 |
| Document Number | 0000553572, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 442/665 |
| Instrument | 2026553572 |
| Name | TAYLOR COUNTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 14, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 426 Wain St was $1,309.
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Municipality | Columbia City |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,000 (-) Land $15,000 Building $100,000 | $115,000 (-) Land $15,000 Building $100,000 | |
| 2025 | $1,309.00 | $115,000 Land $15,000 Building $100,000 | $115,000 Land $15,000 Building $100,000 |
| 2023 | $1,304.00 | $115,000 Land $15,000 Building $100,000 | $115,000 Land $15,000 Building $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 426 Wain St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Oct 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Wain St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| DuoBroadband Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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