426 W Trail St, Jackson, MI 49201 Property Records

Jackson County property record for 426 W Trail St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,060 sqft · built 1940
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$71,790 (Jan 2021)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-092000000`

Property Details

APN / Parcel Number

Primary APN	`2-092000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,060 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	80 ft deep x 73.9 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 W TRAIL ST
City	JACKSON
State	MI
Zip	49201-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	COM ON E LN OF STEWARD AVE AT NW COR OF LOT 4 BLK 3 STEWARD'S AMENDED ADD TH S ALG E LN OF STEWARD AVE 12 FT FOR POB OF THIS
Legal Subdivision	STEWARDS AMENDED ADD
Legal Block	3
Legal Lot Number	4
Legal Unit	4,4
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3007
Census Tract	200

Owner

426 W Trail St is owned by an individual who bought it in January 2021.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8848 INDEPENDENCE DR, STERLING HEIGHTS, MI 48313-4017
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2021	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Deed Document Number	20212871173
Deed Book / Page	2178 / 583
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	426 W TRAIL ST, JACKSON, MI 49201-1147
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 OAKESTIA ST, COMMERCE TOWNSHIP, MI 48382-3830

Mortgage

Document Number	0002888175
Date	Jul 7, 2021
Book Page	2191/685
Instrument	2888175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 26, 2021
Property Address	426 W TRAIL ST, JACKSON, MI 49201-1147
Document Number	0002871173
Book / Page	002178 / 000583
Instrument Date	Jan 12, 2021
Instrument	2871173
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S WEST AVE JACKSON MI 49201, JACKSON, MI 49201

Tax Assessment & Valuation

The 2025 property tax bill for 426 W Trail St was $2,301, down 11.1% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,800 (+14.34%)	$111,600 (+14.34%)
2025	$2,301.00 (-11.09%)	$48,800	$97,600
2024	$2,588.00
2023		$40,000	$80,000
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 W Trail St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 W Trail St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Metronet, T-Mobile.

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