426 W Elm St, Lodi, CA 95240 Property Records

San Joaquin County property record for 426 W Elm St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,146 sqft · built 1921
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Mar 2021)
Tax Bill	$8,476 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037-270-360-000`

Property Details

APN / Parcel Number

Primary APN	`037-270-360-000`
Alternative APN	`037-270-36`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	037-270-36
Street Address	426 W ELM ST
City	LODI
State	CA
Zip	95240-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLO MAP 3 PG 25 BLK 2 LOT 15
Legal Subdivision	WEST LODI
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1032
Census Tract	4204

Owner

426 W Elm St is owned and occupied by two individuals who bought it in March 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 W ELM ST, LODI, CA 95240-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Deed of Trust, Mortgage · VA Mortgage MCJAB INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Document Number	202143060
Prior Transfer Date	Sep 20, 2013
Prior Transfer Doc	0000123174
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 9, 2021
Property Address	426 W ELM ST, LODI, CA 95240-2006
Document Number	0000043060
Map Reference	VOL 3 PG 25
Instrument Date	Feb 23, 2021
Instrument	2021-043060
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	426 W ELM ST, LODI, CA 95240-2006

Mortgage

Document Number	0000043061
Date	Mar 9, 2021
Instrument	2021-043061

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	426 W ELM ST, LODI, CA 95240-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 W ELM ST, LODI, CA 95240-2006

Mortgage

Document Number	0000115592
Date	Sep 8, 2020
Instrument	2020-115592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	426 W ELM ST, LODI, CA 95240-2006
Document Number	0000118663
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 W ELM ST LODI CA 952402006, LODI, CA 95240-2006

Mortgage

Document Number	0000118663
Date	Oct 12, 2017
Instrument	118663

Lender

Name	MCJAB INC
Address	6060 SUNRISE VISTA DR # 3300, CITRUS HEIGHTS, CA 95610-7058

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 426 W Elm St was $8,476, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,476.00 (+0.32%)
2025	$8,449.00	$779,350 Land $238,134 Building $541,216
2023	$8,111.00 (+2.26%)	$749,088 Land $228,888 Building $520,200	$810,540
2022	$7,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 W Elm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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