426 Trust Rd, Centralia, IL 62801 Property Records

Marion County property record for 426 Trust Rd, Centralia, IL 62801

Property Summary

Property TypeRural Home
Details1,546 sqft · built 1923
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Tax Bill$1,487 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1429000026

Property Details

APN / Parcel Number

Primary APN1429000026

Interior

Building Area1,546 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area435,600 sqft (10 acres)

Location & Zoning

Street Address426 TRUST RD
CityCENTRALIA
StateIL
Zip62801-6218
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 10 & LOT 11 SUB ACRES
Legal SubdivisionSUBURBAN ACRES
Legal Lot Number10,11
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group3
Census Block3024
Census Tract952300

Owner

426 Trust Rd, a rural home, is owned and occupied by an individual who acquired it in May 2026.

Source: Marion County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address426 TRUST RD, CENTRALIA, IL 62801-6218
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Quit Claim Deed, Transfer · VA Mortgage
REGIONAL BANK
Apr 21, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK
Sep 12, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2026
Deed SaleMay 6, 2026
Prior SaleApr 21, 2023 · Amount on File
Deed Document Number20261828
Prior Transfer DateApr 29, 2026
Prior Transfer Doc0000001828
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARION IL
Recording DateMay 6, 2026
Property Address426 TRUST RD, CENTRALIA, IL 62801-6218
Document Number0000001828
Instrument DateApr 29, 2026
Instrument20261828
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 TRUST RD, CENTRALIA, IL 62801-6218

Mortgage

Document Number0000001829,
DateMay 6, 2026
Instrument20261829
Lender
NameREGIONAL BANK
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateApr 21, 2023
Property Address426 TRUST RD, CENTRALIA, IL 62801-6218
Document Number2023R01538
Instrument DateApr 20, 2023
Instrument2023R01538
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$304.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1861 LACKEY LN, CENTRALIA, IL 62801-3728

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address426 TRUST RD, CENTRALIA, IL 62801-6218

Mortgage

Document Number2023R01539
DateApr 21, 2023
Instrument2023R01539
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION IL
Recording DateSep 12, 2022
Property Address426 TRUST RD, CENTRALIA, IL 62801-6218
Document Number2022R04265
Instrument DateSep 2, 2022
Instrument2022R04265
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1861 LACKEY LN, CENTRALIA, IL 62801-3728

Tax Assessment & Valuation

The 2025 property tax bill for 426 Trust Rd was $1,487 with a homeowner's exemption, up 5.2% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,487.00 (+5.24%) Homeowner's exemption$31,205 (+10.47%) Land $4,995 Building $26,210$93,615 (+10.47%) Land $14,985 Building $78,630
2024$1,413.00$28,248 Land $4,428 Building $23,820$84,744 Land $13,284 Building $71,460
2022$1,393.00 Homeowner's exemption$24,344 Land $3,514 Building $20,830$73,032 Land $10,542 Building $62,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 426 Trust Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Trust Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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