St. Charles County property record for 426 Tower Grove Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1957 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2024) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015960A000 |
| Primary APN | 015960A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015960A000 |
|---|---|
| Street Address | 426 TOWER GROVE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | TOWER GROVE LOT 20 |
| Legal Subdivision | TOWER GROVE |
| Legal Lot Number | 20 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 310400 |
426 Tower Grove Pl is owned and occupied by two individuals who bought it in September 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage T&D FARMS LLC |
| Jun 3, 2022 | Intrafamily Transfer, Transfer |
| Apr 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF OLD MONROE |
| Jan 4, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on File |
| Deed Sale | Sep 20, 2024 · Amount on File |
| Prior Sale | Jun 3, 2022 |
| Deed Document Number | 202438789 |
| Prior Transfer Date | May 26, 2022 |
| Prior Transfer Doc | 0000031352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 426 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3627 WYANDOTTLE BLVD, KANSAS CITY, MO 64111 |
| Document Number | 0000028827 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021R-028827 |
| Name | T&D FARMS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE SAINT LOUIS, MO 63367 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Dec 31, 2021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 3, 2022 |
| Property Address | 426 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Document Number | 0000031352 |
| Map Reference | MB 4 PG 131 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022R-031352 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 NORTHMOOR CIR, LAKE ST LOUIS, MO 63367-2074 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 13, 2021 |
| Property Address | 426 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Document Number | 0000032558 |
| Map Reference | MB 4 PG 131 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021R-032558 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 TOWERS LN, SAINT CHARLES, MO 63304-6915 |
| Document Number | 0000032559 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021R-032559 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 4, 2021 |
| Property Address | 426 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Document Number | 0000000049 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 49 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 TOWER GROVE PL ST CHARLES MO 633012151, ST CHARLES, MO 63301-2151 |
The 2025 property tax bill for 426 Tower Grove Pl was $1,478.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,301 (-) | $122,639 (-) Land $40,000 Building $82,639 | |
| 2025 | $1,478.00 | $23,301 | $122,639 Land $40,000 Building $82,639 |
| 2023 | $21,691 | ||
| 2022 | $114,158 Land $30,000 Building $84,158 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 Tower Grove Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Tower Grove Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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