Groton Town property record for 426 Thames St, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,196 sqft · built 1910 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jul 2023) |
| Tax Bill | $6,466 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:168806394434 |
| Primary APN | GROT M:168806394434 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,881 sqft (0.135 acres) |
| Loading Dock | Loading Dock |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 168806394434 |
|---|---|
| Street Address | 426 THAMES ST |
| City | GROTON |
| State | CT |
| Zip | 06340-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WBR |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 702400 |
426 Thames St is owned and occupied by an individual who bought it in July 2023.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Jul 14, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jun 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 4, 2018 | Foreclosure Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on File |
| Deed Sale | Jul 14, 2023 · Amount on File |
| Prior Sale | Sep 17, 2019 · Amount on File |
| Deed Book / Page | 1294 / 60 |
| Transfer Doc | 1201-767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01272-1057 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 1272/1057 |
| Instrument | 5121050010 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01304-1011 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 1304/1011 |
| Instrument | 5239070012 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jul 14, 2023 |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Document Number | 0001294-60 |
| Book / Page | 1294 / 60 |
| Instrument Date | Jul 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 5198370021 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 5198370021 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Sep 17, 2019 |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Document Number | 001220-510 |
| Book / Page | 1220 / 510 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 4964000002 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4964010010 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 4964010010 |
| Name | BANK OF ENGLAND |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jun 22, 2018 |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Document Number | 1201-767 |
| Book / Page | 001201 / 000767 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 4893740002 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Apr 4, 2018 |
| Property Address | 426 THAMES ST, GROTON, CT 06340-3932 |
| Document Number | 1198-161 |
| Book / Page | 001198 / 000161 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 487809 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 426 THAMES ST GROTON CT 063403932, GROTON, CT 06340-3932 |
The 2025 property tax bill for 426 Thames St was $6,466.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Municipality | Groton City |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,466.00 | $223,650 Land $105,756 Building $117,894 | $156,555 Land $74,029 Building $82,526 |
| 2024 | $6,466.00 (+12.06%) | ||
| 2023 | $5,770.00 (+3.41%) | $223,650 (-) Land $55,230 Building $168,420 | |
| 2022 | $5,580.00 | $223,650 Land $55,230 Building $168,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Thames St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 426 Thames St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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