Cleveland County property record for 426 Suttle St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1965 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $888 (2026) |
| Deeds & Mortgages | Aug 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 17290 |
| Primary APN | 17290 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 11,600 sqft (0.266 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4176445 |
|---|---|
| Street Address | 426 SUTTLE ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT SUTTLE STREET |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 951000 |
426 Suttle St is owned and occupied by an individual who acquired it in June 2019.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 SUTTLE ST, SHELBY, NC 28150-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 0017961021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 6, 2019 |
| Property Address | 426 SUTTLE ST, SHELBY, NC 28150-4533 |
| Document Number | 0017961021 |
| Book / Page | 001796 / 001021 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 29102 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 SUTTLE ST VALE NC 28168, VALE, NC 28168 |
The 2026 property tax bill for 426 Suttle St was $888, up 5.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888.00 (+5.46%) | $84,685 (-) Land $9,200 Building $75,485 | $84,685 (-) Land $9,200 Building $75,485 |
| 2025 | $842.00 | $84,685 Land $9,200 Building $75,485 | $84,685 Land $9,200 Building $75,485 |
| 2023 | $23,973 Land $4,960 Building $19,013 | $23,973 Land $4,960 Building $19,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Suttle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 426 Suttle St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Ripple Fiber, T-Mobile, Verizon.
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