426 Summit St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 426 Summit St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,132 sqft · built 1939
Lot Size	0.152 acres (6,621 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Jul 2025)
Tax Bill	$1,756 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2017 Sale & Mortgage
APN	`7789-10-2019`

Property Details

APN / Parcel Number

Primary APN	`7789-10-2019`
Alternative APNs	`170 30 426` `3058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area
1st Floor Area	532 sqft
Basement Area	516 sqft
Unfinished Basement	516 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 SUMMIT ST
City	FREDERICKSBURG
State	VA
Zip	22401-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 8 BL 170-30-L8
Legal Subdivision	MAYFIELD
Legal Lot Number	8
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

426 Summit St is owned by a company that bought it in July 2025.

Source: Fredericksburg City records, as of June 15, 2026

Owner of Record	Company Name on File
Mailing Address	603 FALMOUTH DR, FREDERICKSBURG, VA 22405-2013
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	20251331
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 1, 2026
Property Address	426 SUMMIT ST, FREDERICKSBURG, VA 22401-6131
Document Number	0000001040
Instrument Date	May 29, 2026
Instrument	20261040
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	603 FALMOUTH DR, FREDERICKSBURG, VA 22405-2013

Mortgage

Document Number	0000001040,
Date	Jun 1, 2026
Instrument	20261040

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jul 24, 2017
Property Address	426 SUMMIT ST, FREDERICKSBURG, VA 22401-6131
Document Number	0170001748
Instrument Date	Jul 19, 2017
Instrument	170001748
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SUMMIT ST, FREDERICKSBURG, VA 22401-6131

Mortgage

Document Number	0170001749
Date	Jul 24, 2017
Instrument	170001749

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 426 Summit St was $1,756.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,756.00	$216,900 Land $73,000 Building $143,900	$216,900 Land $73,000 Building $143,900
2024	$1,248.00	$140,300 Land $47,500 Building $92,800	$140,300 Land $47,500 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 426 Summit St; there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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