426 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 426 Spruce Trl, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 2006
Lot Size	0.192 acres (8,398 sqft)
Owner	Individual Name on Record
Tax Bill	$6,109 (2024)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S3849016700`

Property Details

APN / Parcel Number

Primary APN	`S3849016700`
Alternative APNs	`00.3849.0010.0009.00.02.02` `R72966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,249 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R72966
Old Parcel Number	S3849016700
Street Address	426 SPRUCE TRL
City	FORNEY
State	TX
Zip	75126-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF CHESTNUT MEADOW PH 3A & 3B, BLOCK J, LOT 9
Legal Subdivision	TRAILS OF CHESTNUT MEADOW PH 3A & 3B
Legal Block	J
Legal Lot Number	9
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2005
Census Tract	50215

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	426 SPRUCE TRL, FORNEY, TX 75126-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Vendor's Lien, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 22, 2019	Vendor's Lien, Transfer · USDA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022
Deed Sale	Oct 26, 2022
Prior Sale	Nov 22, 2019
Deed Document Number	2022-0040153
Deed Book / Page	7862 / 549
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	426 SPRUCE TRL, FORNEY, TX 75126-6927
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	TOWNSGATE CLOSING SVCS OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SPRUCE TRL, FORNEY, TX 75126-6927

Mortgage

Document Number	0088390166
Date	Jan 30, 2025
Book Page	8839/166
Instrument	2025-0002887

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Oct 26, 2022
Property Address	426 SPRUCE TRL, FORNEY, TX 75126-6927
Document Number	0078620549
Book / Page	7862 / 549
Map Reference	CAB 2 PG 602B
Instrument Date	Oct 24, 2022
Instrument	2022-0040153
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	426 SPRUCE TRL, FORNEY, TX 75126-6927

Mortgage

Document Number	20220040154
Date	Oct 26, 2022
Instrument	2022-0040154

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Nov 22, 2019
Property Address	426 SPRUCE TRL, FORNEY, TX 75126-6927
Document Number	0062130024
Book / Page	6213 / 024
Map Reference	CAB 2 ENV 602B
Instrument Date	Nov 19, 2019
Instrument	2019-0029322
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	NORTH AMERICAN TITLE CO TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SPRUCE TRL, FORNEY, TX 75126-6927

Mortgage

Document Number	20190029323
Date	Nov 22, 2019
Instrument	2019-0029323

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Forney City
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,903 (-2.57%) Land $90,000 Building $254,903	$344,903 (-2.57%) Land $90,000 Building $254,903
2024	$6,109.00 (+1.34%)
2023	$6,028.00 (-0.58%) Homeowner's exemption	$354,000 Land $90,000 Building $264,000	$354,000 Land $90,000 Building $264,000
2022	$6,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORNEY serves 29,692 people · EPA ID TX1290002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jun 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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