426 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 426 Shore Dr E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,912 sqft · built 1989
Lot Size0.418 acres (18,186 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Jan 2020)
Tax Bill$9,440 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2020 Sale
Flood ZoneZone AE (high risk)
APNC62-000-760-8420-1

Property Details

APN / Parcel Number

Primary APNC62-000-760-8420-1
Alternative APNs
  • 25-28-16-18432-003-0050
  • 281625184320030050
  • 162825184320030050
  • R268326

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area3,228 sqft
1st Floor Area1,912 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area18,186 sqft (0.418 acres)
Lot Dimensions200 ft deep x 87 ft wide
View / LotBay Front
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area876 sqft
Deck Area624 sqft
Patio Area624 sqft
Loading Dock988 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268326
Street Address426 SHORE DR E
CityOLDSMAR
StateFL
Zip34677-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB ADD TO OLDSMAR REVISED BLK 3, LOT 5 & LAND TO BAY (SEE N26-28-16)
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionCOUNTRY CLUB ADD
Legal Tract18432
Legal Block3
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2009
Census Tract27320

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address426 SHORE DR E, OLDSMAR, FL 34677-3917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jan 10, 2020Warranty Deed, Transfer
SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on Record
Deed SaleJan 10, 2020 · Amount on Record
Prior SaleSep 4, 2014 · Amount on Record
Deed Document Number202011938
Deed Book / Page20841 / 1607
Last Transfer DateMay 15, 2024
Transfer Doc0228071383
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address426 SHORE DR E, OLDSMAR, FL 34677-3917
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234141171
DateJan 7, 2026
Book Page23414/1171
Instrument2026003794
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 10, 2020
Property Address426 SHORE DR E, OLDSMAR, FL 34677-3917
Document Number0208411607
Book / Page020841 / 001607
Instrument DateDec 31, 2019
Instrument11938
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanySCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS LLC

Transaction

AmountAmount Recorded
Tax$4,095.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54 MISSISSIPPI RIVER BLVD N ST PAUL MN 551045613, ST PAUL, MN 55104-5613

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,440.00 (+5.6%) Homeowner's exemption Veteran's exemption$585,387 (+5.99%)$931,388 (+7.51%) Land $550,164 Building $381,224
2024$8,939.00 (+1.33%)
2023$8,822.00 (+2.61%) Homeowner's exemption Veteran's exemption$552,319 (+3%)$866,339 (+15.14%) Land $557,297 Building $309,042
2022$8,598.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$536,232$752,395 Land $531,781 Building $220,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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