426 Shellstone Rd, Amsterdam, NY 12010 Property Records

Montgomery County and Florida Town property record for 426 Shellstone Rd, Amsterdam, NY 12010

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,456 sqft · built 1990
Lot Size81.2 acres (3,537,072 sqft)
OwnerIndividual Name on File
Tax Bill$2,803 (2026)
Deeds & MortgagesAug 2026 Mortgage
Mar 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN272600 118.-1-1.1

Property Details

APN / Parcel Number

Primary APN272600 118.-1-1.1
Alternative APNs
  • 260011800000010010010000
  • 0539

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area3,537,072 sqft (81.2 acres)
Lot Width2,395 ft Width
Garage TypeCarport
Garage Area540 sqft
CarportCarport
Carport Area540 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area442 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0539
Street Address426 SHELLSTONE RD
CityAMSTERDAM
StateNY
Zip12010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number1.001
JurisdictionMONTGOMERY NY
Township / Civil DivisionFLORIDA
Census Block Group3
Census Block3035
Census Tract72800

Owner

426 Shellstone Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Montgomery County and Florida Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address438 SHELLSTONE RD, AMSTERDAM, NY 12010-7863
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage
UNION FEDERAL CREDIT UNION
Mar 10, 2026Warranty Deed, Transfer
Feb 6, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 9, 2026
Transfer Doc0000000049
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NY
Recording DateAug 14, 2026
Property Address426 SHELLSTONE RD, AMSTERDAM, NY 12010
Document Number0000003067
Instrument DateAug 10, 2026
Instrument20263067
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003067,
DateAug 14, 2026
Instrument20263067
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateMar 10, 2026
Property Address426 SHELLSTONE RD, AMSTERDAM, NY 12010
Document Number0000000049
Instrument DateMar 9, 2026
Instrument2026-1049
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SHELLSTONE RD, AMSTERDAM, NY 12010-7863

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY NY
Recording DateFeb 6, 2018
Property Address426 SHELLSTONE RD, AMSTERDAM, NY 12010
Document Number0000076721
Instrument DateJan 11, 2018
Instrument76721
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SHELLSTONE RD AMSTERDAM NY 120107863, AMSTERDAM, NY 12010-7863

Tax Assessment & Valuation

The 2026 property tax bill for 426 Shellstone Rd was $2,803 with exemptions applied, up 68.2% from the year before.

Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMontgomery County
County SubdivisionFlorida Town
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,803.00 (+68.25%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$1,666.00$175,000 Land $92,600 Building $82,400$208,333 Land $110,238 Building $98,095
2023$175,000 Land $92,600 Building $82,400$197,740 Land $104,633 Building $93,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Shellstone Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims20 (1980–2011)
Claims Outside the SFHA3 of 20
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Apr 2005 · 9 claims
  • Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Shellstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shellstone Rd

Nearby Streets

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