426 S Main St, O Fallon, IL 62269 Property Records

St. Clair County property record for 426 S Main St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,365 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Aug 2022)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Sale & Construction Loan
APN	`09-05-0-411-006`

Property Details

APN / Parcel Number

Primary APN	`09-05-0-411-006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,365 sqft Living Area
Attic	Attic
Attic Area	400 sqft
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	426 S MAIN ST
City	O FALLON
State	IL
Zip	62269-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATKINSONS, J H, 1STADD SHILOH LOT/SEC-15 A02755687
Legal Subdivision	ATKINSONS, J H, 1STADD
Legal Block	411
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2024
Census Tract	503907

Owner

426 S Main St is owned and occupied by an individual who bought it in August 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	426 S MAIN ST, O FALLON, IL 62269-2967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Document Number	20222755687
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	0002667375
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 9, 2022
Property Address	426 S MAIN ST, O FALLON, IL 62269-2967
Document Number	0A02755687
Map Reference	MB A PG 85
Instrument Date	Aug 4, 2022
Instrument	A02755687
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 MILLBROOK DR, BELLEVILLE, IL 62221-3472

Mortgage

Document Number	0A02755688
Date	Aug 9, 2022
Instrument	A02755688

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

March 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 18, 2022
Property Address	426 S MAIN ST, O FALLON, IL 62269-2967
Document Number	0A02739846
Map Reference	MB A PG 85
Instrument Date	Aug 12, 2021
Instrument	A02739846
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$61.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 4TH ST, O FALLON, IL 62269-2104

Mortgage

Document Number	0A02739847
Date	Mar 18, 2022
Instrument	A02739847

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Aug 19, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 426 S Main St was $4,307.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00	$58,307 Land $6,479 Building $51,828	$174,921 Land $19,437 Building $155,484
2022		$44,153 Land $5,387 Building $38,766	$132,459 Land $16,161 Building $116,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 426 S Main St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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