426 S Main St, Nixa, MO 65714 Property Records

Christian County property record for 426 S Main St, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,214 sqft · built 1968
Owner	Individual Name on File
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.6-13-3-7-15`

Property Details

APN / Parcel Number

Primary APN	`10-0.6-13-3-7-15`
Alternative APN	`10-0.6-13-003-007-015.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,214 sqft Adjusted Area
1st Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	426 S MAIN ST
City	NIXA
State	MO
Zip	65714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WARF ADDITION
Legal Range	22
Legal Township	27
Legal Section	13
Legal Subdivision	WARF ADDITION
Legal Lot Number	2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	ROSEDALE
Census Block Group	2
Census Block	2017
Census Tract	20204

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 S MAIN ST # 12, 12, NIXA, MO 65714-9674
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTY BANK
Sep 14, 2020	Warranty Deed, Transfer BANK IOWA
May 14, 2019	Special Warranty Deed, Transfer · Commercial Mortgage LEGACY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021
Deed Sale	Jun 3, 2021
Prior Sale	May 14, 2019
Deed Document Number	2021010310
Deed Book / Page	2021 / 010310
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 3, 2021
Property Address	426 S MAIN ST, NIXA, MO 65714
Document Number	0202110310
Book / Page	2021 / 10310
Instrument Date	May 28, 2021
Instrument	2021L10395
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 1 2 SOUTH MAIN ST, NIXA, MO 65714

Mortgage

Document Number	2021L10396
Date	Jun 3, 2021
Instrument	2021L10396

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 14, 2020
Property Address	426 S MAIN ST, NIXA, MO 65714
Document Number	0202014898
Book / Page	002020 / 014898
Instrument Date	Sep 11, 2020
Instrument	15037
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 1/2 S MAIN ST NIXA MO 657149674, NIXA, MO 65714-9674

Mortgage

Document Number	202014899
Date	Sep 14, 2020
Book Page	002020/014899
Instrument	15038

Lender

Name	BANK IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 14, 2019
Property Address	426 S MAIN ST, NIXA, MO 65714
Document Number	0201905611
Book / Page	2019 / 05611
Instrument Date	Apr 9, 2019
Instrument	2019L05672
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	MERIDIAN TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PEBBLE BEACH RD, CLEVER, MO 65631-6701

Mortgage

Document Number	0201905612
Date	May 14, 2019
Book Page	2019/05612
Instrument	2019L05673

Lender

Name	LEGACY BANK & TRUST
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$15,870 (+5.31%)	$83,500 (+5.3%) Land $25,000 Building $58,500
2023	$15,070 (+22.42%)	$79,300 (+22.38%) Land $25,000 Building $54,300
2022	$12,310
2021		$64,800 Land $10,500 Building $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS serves 24,532 people · EPA ID MO5010576
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: White River Connect, Wisper ISP.

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