426 S Main St, Carroll, IA 51401 Property Records

Carroll County property record for 426 S Main St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,360 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$190,000 (Oct 2022)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0625331031`

Property Details

APN / Parcel Number

Primary APN	`0625331031`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Basement Area	720 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	426 S MAIN ST
City	CARROLL
State	IA
Zip	51401-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HILLS ADDN BLOCK 4 LOT 31
Legal Subdivision	ROLLING HILLS ADDN
Legal Block	4
Legal Lot Number	31
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	3
Census Block	3017
Census Tract	960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	426 S MAIN ST, CARROLL, IA 51401-3262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	20223230
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Recording Date	Sep 22, 2026
Property Address	426 S MAIN ST, CARROLL, IA 51401-3262
Document Number	0000002767
Instrument Date	Sep 17, 2026
Instrument	20262767
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S MAIN ST, CARROLL, IA 51401-3262

Mortgage

Document Number	0000002767,
Date	Sep 22, 2026
Instrument	20262767

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	426 S MAIN ST, CARROLL, IA 51401-3262
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223231
Date	Oct 4, 2022
Instrument	2022-3231

Lender

Name	MUTUAL OF OMAHA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00	$234,120 (-) Land $25,190 Building $208,930	$234,120 (-) Land $25,190 Building $208,930
2025	$2,596.00 (-9.04%) Homeowner's exemption	$234,120 (+13.2%) Land $25,190 Building $208,930	$234,120 (+13.2%) Land $25,190 Building $208,930
2023		$206,820 (+8.22%) Land $25,190 Building $181,630	$206,820 (+8.22%) Land $25,190 Building $181,630
2022		$191,110 Land $23,510 Building $167,600
2021			$191,110 Land $23,510 Building $167,600
2018	$2,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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