426 S Fourth St, Elma, WA 98541 Property Records

Grays Harbor County property record for 426 S Fourth St, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 920 sqft · built 1912
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$244,000 (May 2021)
Tax Bill$1,836 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN060500200100

Property Details

APN / Parcel Number

Primary APN060500200100

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area920 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2020
Architectural StyleMulti-Level
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
PorchSlab
Porch Area330 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address426 S 4TH ST
CityELMA
StateWA
Zip98541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLT OF MCCLEARY LOT 1 BLK 2
Legal Range14
Legal Township05
Legal Section18
Legal SubdivisionPLT OF MCCLEARY
Legal Block2
Legal Lot Number1
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMCCLEARY
Census Block Group2
Census Block2025
Census Tract600

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 S 4TH ST, MCCLEARY, WA 98557-9660
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2021 · Amount on Record
Deed SaleMay 6, 2021 · Amount on Record
Prior SaleJul 29, 2005 · Amount on Record
Deed Document Number202136
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateMay 6, 2021
Property Address426 S 4TH ST, MCCLEARY, WA 98557-9660
Document Number0005060036
Map ReferenceVOL 4 PG 10
Instrument DateMay 3, 2021
Instrument2021-05060036
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyPACIFIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,299.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 S 4TH ST, MCCLEARY, WA 98557-9660

Mortgage

Document Number0005060037
DateMay 6, 2021
Instrument2021-05060037
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Mortgage

Document Number0005060038
DateMay 6, 2021
Instrument2021-05060038
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityMcCleary City
Unified School DistrictMcCleary School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,836.00 (-0.65%)
2025$1,848.00 (+7.82%)$202,163 (-) Land $52,070 Building $150,093$202,163 (-) Land $52,070 Building $150,093
2024$1,714.00 (-4.57%)$202,163 (-0.64%) Land $52,070 Building $150,093$202,163 (-0.64%) Land $52,070 Building $150,093
2023$1,796.00
2022$203,461 Land $41,325 Building $162,136$203,461 Land $41,325 Building $162,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCCLEARY
serves 2,753 people · EPA ID WA5352250
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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