426 Rowland Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 426 Rowland Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,781 sqft · built 1947
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2021)
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-008-044-000`

Property Details

APN / Parcel Number

Primary APN	`108-008-044-000`
Alternative APN	`1080844`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Construction Type	Wood
Lot Area	7,840 sqft (0.179 acres)
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1080844
Street Address	426 ROWLAND AVE
City	MODESTO
State	CA
Zip	95354-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:2090
Legal Subdivision	WILSON SCHOOL 03
Legal Block	2090
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5000
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jul 24, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jan 17, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2017	Affidavit of Death, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jan 17, 2019
Deed Document Number	2021-0062668
Record Updated	Jun 8, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 30, 2021
Property Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Document Number	0000062668
Map Reference	VOL 14 PG 40
Instrument Date	Jun 18, 2021
Instrument	2021-0062668
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	426 ROWLAND AVE, MODESTO, CA 95354-1509

Mortgage

Document Number	0000062669
Date	Jun 30, 2021
Instrument	2021-0062669

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Document Number	0000059094
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 ROWLAND AVE MODESTO CA 953541509, MODESTO, CA 95354-1509

Mortgage

Document Number	0000059094
Date	Sep 3, 2019
Instrument	59094

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 17, 2019
Property Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Document Number	0000002752
Instrument Date	Jan 16, 2019
Instrument	2752
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	426 ROWLAND AVE MODESTO CA 953541509, MODESTO, CA 95354-1509

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2017
Property Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Document Number	0000025366
Map Reference	VOL14 PG40
Instrument Date	Apr 5, 2017
Instrument	2017-0025366
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	426 ROWLAND AVE, MODESTO, CA 95354-1509

Mortgage

Document Number	0000025367
Date	Apr 10, 2017
Instrument	2017-0025367

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2017
Property Address	426 ROWLAND AVE, MODESTO, CA 95354-1509
Document Number	0000025365
Instrument Date	Apr 5, 2017
Instrument	25365
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14640 DAISY MEADOW ST CANYON COUNTRY CA 913871910, CANYON COUNTRY, CA 91387-1910

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,297.00 (+6.3%) Homeowner's exemption	$460,031 (+4.04%) Land $211,073 Building $248,958
2023	$4,983.00 (+2.53%) Homeowner's exemption	$442,170 Land $202,878 Building $239,292
2022	$4,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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