426 River Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 426 River Ave, Pelham, NY 10803

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,599 sqft · built 1940
Lot Size	0.115 acres (5,049 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2004)
Tax Bill	$18,561 (2026)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-1-22`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-1-22`
Alternative APNs	`440315808400010220000000` `00398000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,599 sqft Total Area
1st Floor Area	1,200 sqft
2nd Floor Area	660 sqft
Upper Floors Area	338 sqft
Basement Area	401 sqft
Finished Basement	401 sqft
Unfinished Basement	401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	5,049 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00398000
Street Address	426 RIVER AVE
City	PELHAM
State	NY
Zip	10803-1110
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA3
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2004
Census Tract	5300

Owner

426 River Ave, a duplex, is owned and occupied by two individuals who bought it in July 2004.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 RIVER AVE, PELHAM, NY 10803-1110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 19, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2004 · Amount on File
Deed Sale	Jul 19, 2004 · Amount on File
Prior Sale	Apr 5, 2004 · Amount on File
Deed Document Number	200441701529
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	426 RIVER AVE, PELHAM, NY 10803-1110
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 RIVER AVE, PELHAM, NY 10803-1110

Mortgage

Document Number	0631453602
Date	May 26, 2023
Instrument	631453602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	426 RIVER AVE, PELHAM, NY 10803-1110
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 RIVER AVE, PELHAM, NY 10803-1110

Mortgage

Document Number	0631453601
Date	May 26, 2023
Instrument	631453601

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	426 RIVER AVE, PELHAM, NY 10803-1110
Document Number	0580043018
Book / Page	058004 / 003018
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 RIVER AVE PELHAM NY 108031110, PELHAM, NY 10803-1110

Mortgage

Document Number	0580043018
Date	Jan 4, 2018
Book Page	058004/003018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 426 River Ave was $18,561 with a homeowner's exemption, down 4.2% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,561.00 (-4.15%) Homeowner's exemption
2025	$19,365.00	$774,000 (+4.03%) Land $231,000 Building $543,000	$774,000 (+4.03%) Land $231,000 Building $543,000
2024	Homeowner's exemption	$744,000 (+5.98%) Land $231,000 Building $513,000	$744,000 (+5.98%) Land $231,000 Building $513,000
2023		$702,000 Land $154,000 Building $548,000	$702,000 Land $154,000 Building $548,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 River Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 River Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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