426 Ralph St, Jackson, OH 45640 Property Records

Jackson County property record for 426 Ralph St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1953
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2020)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H140200000900`

Property Details

APN / Parcel Number

Primary APN	`H140200000900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Other
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	32 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 RALPH ST
City	JACKSON
State	OH
Zip	45640-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALT RESERVE 97
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	6
Census Block	6014
Census Tract	957500

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	426 RALPH ST, JACKSON, OH 45640-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	2020712
Deed Book / Page	145 / 2627
Prior Transfer Date	Nov 29, 2013
Prior Transfer Doc	00100/1210
Record Updated	Sep 20, 2026

March 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	JACKSON OH
Recording Date	Mar 5, 2020
Property Address	426 RALPH ST, JACKSON, OH 45640-2039
Document Number	00145/2627
Book / Page	145 / 2627
Instrument Date	Feb 21, 2020
Instrument	202000000712
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 RALPH ST, JACKSON, OH 45640-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 RALPH ST, JACKSON, OH 45640-2039
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000713
Date	Mar 5, 2020
Instrument	202000000713

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	1-Year LIBOR
Max Rate	11.4%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (-3.27%)	$43,060 (-) Land $7,390 Building $35,670	$123,010 (-) Land $21,110 Building $101,900
2023	$2,174.00 (+34.28%)	$43,060 (+35.58%) Land $7,390 Building $35,670
2022	$1,619.00	$31,760 Land $7,150 Building $24,610
2020			$123,010 Land $21,110 Building $101,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1997–2012)
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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