426 Prospect Ave, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 426 Prospect Ave, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,799 sqft · built 1950
Lot Size	0.229 acres (9,967 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2014)
Tax Bill	$13,723 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00060-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`03-00060-0000-00023`
Alternative APN	`030006000023`

Interior

Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	9,967 sqft (0.229 acres)
Lot Dimensions	151 ft deep x 66 ft wide

Location & Zoning

Street Address	426 PROSPECT AVE
City	DUNELLEN
State	NJ
Zip	08812-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	66X151
Legal Block	60
Legal Lot Number	23
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	1
Census Block	1020
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 26, 2018	Deed of Trust, Mortgage UNITED TELETECH FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2014 · Amount on Record
Deed Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	201412
Deed Book / Page	6564 / 879
Last Transfer Date	Dec 15, 2014
Transfer Doc	201412240226
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045558
Date	May 10, 2022
Book Page	18922/1181
Instrument	2022045558

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032755
Date	Mar 29, 2022
Book Page	18878/1569
Instrument	2022032755

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530

Mortgage

Document Number	2021126193
Date	Oct 5, 2021
Book Page	18659/1490
Instrument	2021126193

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	May 1, 2044

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	426 PROSPECT AVE, DUNELLEN, NJ 08812-1530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014595
Date	Feb 26, 2018
Book Page	17092/0168
Instrument	201800014595

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2028

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,600 (-) Land $114,300 Building $446,300	$560,600 (-) Land $114,300 Building $446,300
2025	$13,723.00 (+7.69%)	$560,600 (+32.81%) Land $114,300 Building $446,300	$560,600 (+32.81%) Land $114,300 Building $446,300
2024	$12,743.00 (+15.07%)
2023		$422,100 Land $114,300 Building $307,800	$422,100 Land $114,300 Building $307,800
2022	$11,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 policies
Nearby Flood Policies	131 in force
Nearby Flood Claims	160 (1978–2025)
Claims Outside the SFHA	16 of 160
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 33 claims Hurricane Irene, Sep 2011 · 47 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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