Harris County property record for 426 Polar Bear Trl, Crosby, TX 77532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,444 sqft · built 2021 |
| Lot Size | 0.133 acres (5,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,700 (Nov 2021) |
| Tax Bill | $6,739 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-319-002-0032 |
| Primary APN | 141-319-002-0032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 2,444 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,771 sqft (0.133 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1413190020032 |
|---|---|
| Street Address | 426 POLAR BEAR TRL |
| City | CROSBY |
| State | TX |
| Zip | 77532-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 32 BLK 2 KODIAK CROSSING SEC 4 |
| Legal Subdivision | KODIAK CROSSING SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHEAST HARRIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 252800 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 426 POLAR BEAR TRL, CROSBY, TX 77532-2388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 2021629230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 426 POLAR BEAR TRL, CROSBY, TX 77532-2388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Name | Verified Name |
|---|
| Document Number | 0000629231 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-629231 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOYNTON BEACH, FL 33426 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Crosby Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,094 (-2.04%) Land $30,894 Building $274,200 | $305,094 (-2.04%) Land $30,894 Building $274,200 | |
| 2025 | $6,739.00 (+292.26%) Homeowner's exemption | $311,448 Land $30,894 Building $280,554 | $311,448 Land $30,894 Building $280,554 |
| 2024 | $1,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 113 (1979–2019) |
| Claims Outside the SFHA | 113 of 113 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 50 serves 4,743 people · EPA ID TX1010719 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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