426 Pine Tree Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 426 Pine Tree Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,680 sqft · built 1992
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$10,500 (Nov 1981)
Tax Bill$2,440 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-011105

Property Details

APN / Parcel Number

Primary APN07-011105
Alternative APNs
  • 7011105
  • 011105

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,680 sqft Total Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
Lot Dimensions250 ft deep x 202 ft wide
Shed1 Shed
Shed Area1,008 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011105
Street Address426 PINE TREE RD
CityCHESTERTOWN
StateMD
Zip21620-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-1T
Legal DescriptionLOT 1.16 ACRES N/PINE TREE ROAD W/PONDTOWN
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1023
Census Tract810100

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 PINE TREE RD, CHESTERTOWN, MD 21620-1938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · VA Mortgage
TEXANA BANK NA
Aug 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 1981 · Amount on Record
Deed SaleNov 13, 1981 · Amount on Record
Deed Book / Page180 / 350
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address426 PINE TREE RD, CHESTERTOWN, MD 21620-1938
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyPRO TITLE, TRUSTPRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 PINE TREE RD, CHESTERTOWN, MD 21620-1938

Mortgage

Document Number0047170139
DateJan 29, 2026
Book Page4717/139
Lender
NameTEXANA BANK NA
TypeBank
AddressLINDEN, TX 75563
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address426 PINE TREE RD, CHESTERTOWN, MD 21620-1938
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040960271
DateAug 12, 2022
Book Page4096/271
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,500 (+19.17%)$307,300 (+8.36%) Land $101,600 Building $205,700
2025$2,440.00 (+13.81%) Homeowner's exemption
2023$2,144.00 Homeowner's exemption$244,600$283,600 Land $66,600 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Talkie Communications.

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