426 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 426 Pine Bend Dr, Wildwood, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,336 sqft · built 1998
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$968,800 (Sep 2022)
Tax Bill	$12,018 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19W-33-0376`

Property Details

APN / Parcel Number

Primary APN	`19W-33-0376`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,336 sqft Living Area
Gross Area	8,012 sqft
1st Floor Area	1,898 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	159 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	716 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 PINE BEND DR
City	WILDWOOD
State	MO
Zip	63005-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R1
Legal Description	PINE CREEK LOT 56
Legal Subdivision	PINE CREEK
Legal Lot Number	56
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1007
Census Tract	221627

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 PINE BEND DR, WILDWOOD, MO 63005-4933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Jul 1, 1998 · Amount on Record
Deed Document Number	2022399
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	0219471098
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 8, 2022
Property Address	426 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number	2022090800399
Map Reference	MB 338 PG 30-33
Instrument Date	Aug 31, 2022
Instrument	2022090800399
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 HOLLYRIDGE DR, 876, BALLWIN, MO 63011-3554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PINE BEND DR, WILDWOOD, MO 63005-4933

Mortgage

Document Number	2022090800400
Date	Sep 8, 2022
Instrument	2022090800400

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,960 (+8.63%) Land $39,600 Building $144,360	$968,200 (+8.63%) Land $208,400 Building $759,800
2024	$12,018.00 (+2.67%)
2023	$11,705.00	$169,350 Land $19,800 Building $149,550	$891,300 Land $104,200 Building $787,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000