426 Penguin Ct, Patterson, CA 95363 Property Records

Stanislaus County property record for 426 Penguin Ct, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,377 sqft · built 1999
Lot Size	0.139 acres (6,098 sqft)
Owner	Owner Name on Record
Last Sale	$162,000 (Dec 2011)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-032-053-000`

Property Details

APN / Parcel Number

Primary APN	`021-032-053-000`
Alternative APN	`0213253`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,377 sqft Living Area

Exterior

Year Built	Built 1999
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0213253
Street Address	426 PENGUIN CT
City	PATTERSON
State	CA
Zip	95363-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON RANCH PHASE 2(38M06)
Legal Subdivision	PATTERSON RANCH PHASE 2
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2027
Census Tract	3205

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	426 PENGUIN CT, PATTERSON, CA 95363-9019
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 18, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2011 · Amount on Record
Deed Sale	Dec 19, 2011 · Amount on Record
Prior Sale	Dec 19, 2011
Deed Document Number	0000103598
Last Transfer Date	Mar 12, 2012
Transfer Doc	0000021957
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	426 PENGUIN CT, PATTERSON, CA 95363-9019
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PENGUIN CT, PATTERSON, CA 95363-9019

Mortgage

Document Number	0000077598
Date	Aug 17, 2021
Instrument	2021-0077598

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Nov 1, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	426 PENGUIN CT, PATTERSON, CA 95363-9019
Document Number	0000077296
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PENGUIN CT PATTERSON CA 953639019, PATTERSON, CA 95363-9019

Mortgage

Document Number	0000077296
Date	Oct 19, 2017
Instrument	77296

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Interest

Rate	4.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	426 PENGUIN CT, PATTERSON, CA 95363-9019
Document Number	0000082709
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PENGUIN CT PATTERSON CA 953639019, PATTERSON, CA 95363-9019

Mortgage

Document Number	0000082709
Date	Nov 8, 2017
Instrument	82709

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,621.00 (+2.74%)	$203,466 (+4.04%) Land $50,235 Building $153,231
2023	$2,551.00 (-15.16%)	$195,567 Land $48,285 Building $147,282
2022	$3,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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