426 Osprey Dr, Patterson, CA 95363 Property Records

Stanislaus County property record for 426 Osprey Dr, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,238 sqft · built 1998
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Feb 2019)
Tax Bill	$5,033 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`021-031-022-000`

Property Details

APN / Parcel Number

Primary APN	`021-031-022-000`
Alternative APNs	`0213122000` `0213122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	426 OSPREY DR
City	PATTERSON
State	CA
Zip	95363-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON RANCH PHASE 1
Legal Subdivision	PATTERSON RANCH PH 1
Legal Block	2
Legal Lot Number	143
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2017
Census Tract	3205

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 OSPREY DR, PATTERSON, CA 95363-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 6, 2019	Grant Deed, Transfer · Conventional Mortgage ALTERRA HM LNS
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on Record
Deed Sale	Feb 6, 2019 · Amount on Record
Prior Sale	Dec 14, 2012
Deed Document Number	20196611
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000002251
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	426 OSPREY DR, PATTERSON, CA 95363-9010
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OSPREY DR, PATTERSON, CA 95363-9010

Mortgage

Document Number	0000091022
Date	Sep 23, 2021
Instrument	2021-0091022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 6, 2019
Property Address	426 OSPREY DR, PATTERSON, CA 95363-9010
Document Number	0000006612
Instrument Date	Feb 1, 2019
Instrument	6612
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	426 OSPREY DR PATTERSON CA 953639010, PATTERSON, CA 95363-9010

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 6, 2019
Property Address	426 OSPREY DR, PATTERSON, CA 95363-9010
Document Number	0000006611
Instrument Date	Feb 1, 2019
Instrument	6611
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	426 OSPREY DR PATTERSON CA 953639010, PATTERSON, CA 95363-9010

Mortgage

Document Number	6613
Date	Feb 6, 2019
Instrument	6613

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 15, 2019
Property Address	426 OSPREY DR, PATTERSON, CA 95363-9010
Document Number	0000002251
Instrument Date	Jan 15, 2019
Instrument	2251
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	426 OSPREY DR PATTERSON CA 953639010, PATTERSON, CA 95363-9010

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,033.00 (+4.51%) Homeowner's exemption	$409,614 (+2%) Land $108,091 Building $301,523
2025	$4,816.00 (+2.77%) Homeowner's exemption	$401,583 (+4.04%) Land $105,972 Building $295,611
2023	$4,686.00 (-7.56%) Homeowner's exemption	$385,991 Land $101,858 Building $284,133
2022	$5,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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